How can we help?
Popular searches
back to results
Related Questions
If you can't find your answer, contact us:
Message us

Reach out or reply anytime, anywhere with convenience. Your banking needs, answered in 24 hours by logging into the ING app or your online banking. To find Messages, look in the left hand menu to leave us a message.

  1. Home
  2. Home loans
  3. Calculators
  4. Borrowing power calculator

Borrowing power calculator

The amount you may be able to borrow is determined by your financial situation. This is largely made up of your income, your financial commitments, current savings and your credit history. You'll also need to consider your spending habits and any existing commitments such as personal or car loans, credit card debt, even travel expenses.

Get help choosing a home loan. Try our simple home loan selector to find the loan that's best for you.
Start now
Start your application online or call us on 1800 100 258, 8am-8pm Mon-Fri and 9am-5pm Sat (AEST/AEDT).
Start application

More home loan calculators

Home loan quick links

More home loan calculators

Home loan repayments calculator

Extra repayments calculator

Home loan refinance calculator

 View more

Home loan quick links

How to apply for a home loan

Home loan interest rates

More about home loans

Compare our home loans

Helpful home loan guides

Why should I get a home loan with ING?

Canstar's Bank of the Year

Proudly and continuously ranked as Canstar's Bank of the Year.

Save on the everyday

Just add Orange Everyday to your home loan, and you could save on fees with 1% cashback on eligible utility bill payments (T&Cs apply) and $0 ING international transaction fees when you shop online and overseas.*

ING Everyday Round Upfor home loans

Round up eligible Orange Everyday card purchases to the nearest $1 or $5, and the difference goes straight from your Orange Everyday to pay down on your Mortgage Simplifier or Orange Advantage home loan.

Home & Contents insurance

Breathe easier and save 30% on your first year's premium when you purchase a combined Home and Contents Insurance policy online. T&Cs apply - see disclaimer.

*These Orange Everyday benefits will continue to apply up until 14 October 2025 for customers that met the eligibility criteria in the previous month, as well as home loan customers. From 15 October 2025, these benefits will automatically apply to all Orange Everyday customers without needing to have an ING home loan or meet any monthly eligibility requirements.

Call us on 1800 100 258

8am-8pm Mon-Fri and 9am-5pm Sat (AEST/AEDT).

We're ready to assist you or you can apply online anytime.

Get started