Compare savings accounts
At ING, all savings accounts have no ING fees.
The account that rewards you for saving.
A high variable interest rate. With competitive ongoing rates, all your money goes towards your savings goals.
High interest tiered savings account with no monthly requirements, makes saving simpler than ever.
A high interest rate guaranteed for the term you choose.
Compare saving account rates & fees
Up to
% p.a.
variable rate on balances up to $500k for new ING savings customers for 4 months.
Includes:
• Welcome rate of % p.a. on balances up to $500K for the first 4 months for new to ING savings customers.• Boost rate of % p.a. on balances up to $500K when you grow your balance by $100 or more each month (excluding interest earned).
• Base rate of % p.a. on balances up to $2 million. No interest applies on portion of balance > $2 million.
Up to % p.a. variable after the first 4 months, or if you're not new to ING savings.
Includes:
• Boost rate of % p.a. on balances up to $500K when you grow your balance by $100 or more each month (excluding interest earned).• Base rate of % p.a. on balances up to $2 million. No interest applies on portion of balance > $2 million.
Savings Booster requires an active and unrestricted Orange Everyday account in the same name.
Earn up to
% p.a.
variable rate
(incl. % p.a. additional variable rate)
For customers who also have an Orange Everyday bank account and do these things each month:
1. Deposit at least $1,000 from an external source to an Orange Everyday, Savings Maximiser, Savings Accelerator, Personal Term Deposit, ING Personal Loan or ING Home Loan in your name.
2. Make 5+ card purchases (settled, not pending) and
3. Grow their nominated Savings Maximiser balance.
Available on one account for balances up to $100,000 with the additional variable rate applied the month after eligibility criteria has been met.
The standard variable rate is % p.a.
The following variable interest rates apply to the portion of your account balance within each balance tier:
• Tier 1 $0-$250,000.00 – % p.a. variable
• Tier 2 $250,000.01-$500,000.00 – % p.a. variable
• Tier 3 $500,000.01-$2,000,000.00 – % p.a. variable
• Tier 4 $2,000,000.01-$5,000,000.00 – % p.a. variable
If your balance falls across more than one tier, each portion of your balance will earn the rate for its tier.
180 day term
% p.a.
fixed interest rate
% p.a. 90 day term
% p.a. 120 day term
% p.a. 180 day term
% p.a. 210 day term
% p.a. 270 day term
% p.a. 330 day term
% p.a. 1 year term
% p.a. 2 year term
Minimum $10,000 deposit
Interest rate calculations and payments
Calculated daily, paid monthly
Calculated daily, paid monthly
Calculated daily, paid monthly
Paid at maturity
ING account fees and bank charges
Withdrawals and deposits from a linked external account or Orange Everyday
Must have an active and unrestricted Orange Everyday in the same name
Top up at maturity only
Minimum deposit
$10,000
Who can apply?
Aged 18 years or over.
Aged 18 years or over.
Aged 18 years or over.
Aged 18 years or over.