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133 464

SMSF Cash

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SMSF Cash

Earn a high variable interest rate on your cash component

SMSF Cash

A high variable interest rate on the cash component of your SMSF, with a Business Optimiser account.

Features

Features

  • Watch your super savings grow

    You'll get a high variable interest rate with our Business Optimiser account for competitive cash returns.

  • Pay no ING fees

    There are no hidden charges.

  • Easy access to your cash

    Link your SMSF Cash to an external source for 24/7 access via online, phone or mobile banking.

  • Know your savings are guaranteed

    Combined savings balances up to $250,000 per customer are guaranteed by the Australian Government.

Important information
Need help? Call our Australia-based customer care specialists on 133 464.
Open a Business Optimiser for your SMSF super savings in minutes.
Download forms
Rates and fees

No fees, great rates

A competitive variable interest rate will help the cash component of your SMSF grow.

A minimum combined balance of $50,000 is required across any Business Optimiser and Business Term Deposit accounts held in your business entity’s name.

Interest rates

Variable welcome rate

For the first 6 months on balances up to $1 million for new customers

Standard variable rate

Compare all our SMSF accounts
Need help? Call our Australia-based customer care specialists on 133 464.
Open a Business Optimiser for your SMSF super savings in minutes.
Download forms
FAQs

Got a question about SMSF Cash?

Chances are you'll find the answer in our FAQs.

Here are some of the more common questions we get asked:

See all Business Optimiser FAQs.
Need help? Call our Australia-based customer care specialists on 133 464.
Open a Business Optimiser for your SMSF super savings in minutes.
Download forms
How to get started

Put your Business Optimiser to work

1. Sign up

You can open your Business Optimiser account by calling us on 133 464.

Download forms

2. Move your money

Use the mobile app, online or phone banking whenever you want. Simply transfer money in and out of your Business Optimiser account.

3. Grow your super

Give your super a boost by setting up automatic deposits.

You must be:

An account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF)

An Australian resident for taxation purposes

Aged 18 years or over

What you need to give us:

Personal and contact details for all trustees and authorised users

Self Managed Super Fund contact details

Linked bank account details (to link to your Business optimiser deposit account)

An Australian Business Number (ABN), Tax File Number (TFN) or exemption code (otherwise tax is deducted at the highest marginal rate)

Copies of relevant documents to verify your entity type (if unsure, use this profiling tool to confirm your entity)

An existing Client Number (if you're already with ING)

Need help? Call our Australia-based customer care specialists on 133 464.
Open a Business Optimiser for your SMSF super savings in minutes.
Download forms