Why open ING's highest interest savings account?
Open your Savings Maximiser in minutes.
Put your money to work
1. Sign up now
Open a Savings Maximiser online, or over the phone. Make a deposit and start earning interest.
2. Move your money
Use the mobile app, online or phone banking whenever you want. Simply transfer money in and out of your linked account.
3. Set up a savings plan
Give your savings a boost by setting up automatic deposits. Your salary can go straight in, too.
To open a Savings Maximiser, you must be:
An account holder using the product for personal use (if it's for your business, see our Business Optimiser account)
An Australian resident for taxation purposes
Aged 18 years or over
You'll need to give us:
An Australian residential address and telephone number
Linked bank account details to link to your Savings Maximiser account
A Tax File Number or exemption code (otherwise tax is deducted at the highest marginal rate)
An existing Client Number (if you're already with ING)
No fees, great rate every month
With competitive ongoing rates, all your money goes towards reaching your savings goals
ING's highest variable rate
For customers who also have an Orange
Everyday bank account and do these things each month:
1. Deposit at least $1,000 from an
external source to any personal ING account in their
name (excluding Living Super and Orange One)
2. Make 5 or more settled (not pending)
eligible ING card purchases
3. Grow their nominated Savings
Maximiser balance (excluding interest earned for the
current month).
When the criteria is met in a
calendar month, the benefits and additional variable
rate will apply in the next calendar month. Available on
one account for balances up to $100,000.
(incl. % p.a. additional variable rate)
The standard variable rate is % p.a.
Standard variable rate
variable rate
Reach your savings goals faster with our bank accounts
By taking out Savings Maximiser and Orange Everyday accounts, you could tap into many benefits.
Savings Maximiser
For each month that you:
• deposit $1,000+ from an external source,
• make 5+ card purchases that are settled (not
pending) and
• grow your nominated Savings Maximiser balance
(excluding interest earned for that month)
you get these benefits the following calendar month:
Earn up to % p.a. variable interest on one nominated Savings Maximiser account for balances up to $100,000 (when you also have an Orange Everyday)
Orange Everyday
You could get 1% cashback on eligible utility bills. T&Cs apply.
$0 ING international transaction fees when you shop online and overseas.
Save on fees with up to 5 rebated ATM withdrawal fees a month (excludes international ATM operator fees).
Available when customers deposit $1,000+ from an external source to any personal ING account in their name (excluding Living Super and Orange One) and make 5 or more settled (not pending) eligible ING card purchases each month.
When the criteria is met in a calendar month, the benefits will apply in the next calendar month.
Learn more about Orange Everyday
Open Orange Everyday & Savings MaximiserGot a question about Savings Maximiser?
Chances are, you'll find the answer in our FAQs.
If you're wondering whether Savings Maximiser best suits your savings needs, here are some of the more common questions we get asked:
Savings account resources
n planning mode? Use these tools and calculators to see how you can save, along with tips and guides for our transaction and savings accounts.