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Savings Maximiser

Savings Maximiser

Deposit or withdraw however much you want, whenever you want, penalty-free.

Open now

Savings Maximiser

High variable interest rate and no ING fees.


Why open a Savings Maximiser?

  • Great rate, every month

    You could get a great variable rate every month, no matter how many times you withdraw.

  • It gets even better

    Customers who also have our Orange Everyday bank account could get our highest Savings Maximiser variable rate on one account for balances up to $100,000.

  • No ING fees

    With zero ING fees, all your money gets put to good use. The whole lot.

  • Instant access

    Savings Maximiser customers with an Orange Everyday bank account can transfer cash online, over the phone and via mobile for instant access.

  • Savings guaranteed

    Combined savings balances up to $250,000 per customer are guaranteed by the Australian Government.

Open your Savings Maximiser in minutes.
Rates and fees

No fees, great rates

With no ING fees, all your money goes towards reaching your savings goals.

Interest Rates

Highest variable rate

For customers who also have an Orange Everyday bank account and deposit their pay of $1,000+ each month. Available on one account for balances up to $100,000 with the additional variable rate applied the month following the deposit.


variable rate (incl. 1.30% p.a. additional variable rate)

Standard variable rate

variable rate

Open your Savings Maximiser in minutes.

Got a question about Savings Maximiser?

Chances are, you'll find the answer in our FAQs.

Here are some of the more common questions we get asked:

We've made our mobile banking app so easy to use, you won't even have to think. Try it now and change the way you bank.

Open your Savings Maximiser in minutes.
How to get started

Put your money to work

1. Sign up now

Open a Savings Maximiser online, or over the phone 24/7. Make a deposit and start earning interest.

Open now

2. Move your money

Use the mobile app, online or phone banking whenever you want. Simply transfer money in and out of your linked account.

3. Set up a savings plan

Give your savings a boost by setting up automatic deposits. Your salary can go straight in, too.

Savings plans

To open a Savings Maximiser, you must be:

An account holder using the product for personal use (if it's for your business, see our Business Optimiser account)

An Australian resident for taxation purposes

Aged 13 years or over

You'll need to give us:

An Australian residential address and telephone number

Linked bank account details to link to your Savings Maximiser account

A Tax File Number or exemption code (otherwise tax is deducted at the highest marginal rate)

An existing Client Number (if you're already with ING)

Ready? Sign up for a Savings Maximiser now.