Compare credit cards
When comparing different types of credit cards, it's helpful to look at them side by side. Compare Orange One Low Rate with Orange One Rewards Platinum. Which one is right for you?
Orange One Low Rate
Orange One Low Rate is available as a Classic or Platinum card, depending on the approved credit limit
Low rate credit card.
Platinum credit card with cashback rewards.
Compare Features
Cashback rewards on your spend (up to $30 a month)
Complimentary international travel insurance
Complimentary international travel insurance is available to Low Rate customers approved for a Low Rate Platinum card with a credit limit of $6,000 or more, or Rewards Platinum customers. Terms, conditions, exclusions, limits and applicable sub-limits apply. Refer to the Complimentary Insurance Terms and Conditions for more information.Manage your big purchases using instalments
Automatic repayments from eligible ING accounts
Mobile payments with Apple Pay and Google Pay
Setup notifications to manage your spending limits
Access to ING Pocket Perks. Cashback offers loaded onto your card
Rates and Fees
Interest rates
Interest free period
Annual Fee
Late payment fee
Over limit fee
Additional cardholder
Dishonours
Replacement card (in Australia or overseas)
Emergency replacement card
Voucher request
Cash advance fee
International transaction fee
International ATM withdrawal fee
Fees may still be charged by ATM operators.
Fees may still be charged by ATM operators.
Limits and repayments
Minimum credit limit
$1,000
$6,000
Maximum credit limit
$5,999
$30,000
Cash advances
Purchases using Visa payWave without a PIN
Eligibility need-to-knows
To be eligible to apply, you must
- Be aged 18+
- Earn $36,000 or more a year
- Be an Australian citizen, New Zealand or Australian permanent resident
- Have and maintain an Australian residential address
- Have a good credit rating and meet our credit lending guidelines
- Either Hold an active Orange Everyday bank account, or request to open one along with your Orange One Low Rate
- Have PAYG payslips
- Be aged 18+
- Earn $36,000 or more a year
- Be an Australian citizen, New Zealand or Australian permanent resident
- Have and maintain an Australian residential address
- Have a good credit rating and meet our credit lending guidelines
- Either Hold an active Orange Everyday bank account, or request to open one along with your Orange One Rewards Platinum
- Have PAYG payslips