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Home loan reference rates

Below you can find the current reference rates for our residential loans. Your current rate may include a discount off the relevant reference rate. To view your current rate, log on here.

Owner occupier loans

Reference rate - Principal + Interest
Reference rate - Interest only

Orange Advantage for Owner Occupiers

Mortgage Simplifier for Owner Occupiers

Smart Home Loan or Action Equity loan, for Owner Occupiers

Investor loans

Reference rate - Principal + Interest
Reference rate - Interest only

Orange Advantage for Investors

Mortgage Simplifier for Investors

Smart Home Loan or Action Equity loan, for Investors