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Wholesale Term Deposits

Term Deposit

Call 1800 209 744 to lock in
a competitive interest rate
for the term of your choice.

Wholesale Term Deposits

Are you a Government, Public Company, Charity, Association or Religious Organisation? You can make the most of competitive interest rates for a fixed period, with a Wholesale Term Deposit that’s tailored to your cash flow needs.


Why open a Wholesale Term Deposit account?

  • Available for amounts from $500,000

    ING's Wholesale Term Deposits are available for amounts from $500,000, right up to $25 million.

  • Fixed and floating options

    Lock in a competitive interest rate upfront, or take advantage of movements in market interest rates with a floating rate deposit.

  • Tailored to suit your needs

    Your Wholesale Term Deposit will be customised to suit your structure and maturity needs. You can select a timeframe as short as 1 month, or as long as 5 years

  • No ING fees

    With every cent deposited earning you interest and no ING fees to pay, all your money has the chance to accrue interest.

  • Rates reviewed daily

    With daily interest rate pricing, you can capitalise on the latest market interest rates every day.

  • Expert relationship managers

    Through our Specialist Investment Desk, you can contact market experts who specialise in fixed interest.

  • Negotiable rates

    Interest rates are negotiable, based on your business type and volume.

Setup your Wholesale Term Deposit

Setup your Wholesale Term Deposit

1. Setup

Call us on 1800 209 744 or email We're available to talk through your needs Monday to Friday, 9:00am - 5:00pm

Download forms

2. Choose

Work with our market experts to choose the term that's right for you. You can select a timeframe as short as 1 month, or as long as 5 years.

3. Grow your business savings

Rollover your principal and interest to see your business savings grow.

You must:

Have a minimum deposit of $500,000.

An account holder using the product for business purposes, or with a Self-Managed Super Fund (SMSF)

An Australian entity

Aged 18 years or over

We may ask for:

Certified delegation of authority or investment policy

Certificate of incorporation

Articles of association

Relevant individual IDs