Legal

The ING website

ING Bank (Australia) Limited (ING) has prepared this website to provide general information only on the range of products and services offered. ING believes that the information in this website is correct and it has reasonable grounds for any statement or recommendation expressed within, on the date that this website was last updated.

ING, its related companies and their directors, employees, and agents will not be liable for any loss or damage incurred by any person as a result of any error in any information, statement or recommendation on this website (whether due to negligence of ING, its related companies, directors, employees, or agents, or otherwise). This does not limit any rights a person may have under the applicable law.

Should you leave this website via a link contained within this website, and view content that is not provided by ING, including content in relation to the issue or sale of a financial product you do so at your own risk.

Applying for ING products

Any advice on this website does not take into account your objectives, financial situation or needs and is or may be based upon incomplete or inaccurate information that relates to your relevant personal circumstances. Because of that you should, before acting on the advice, consider whether it is appropriate for you having regard to your objectives, financial situation and needs.

A Product Disclosure Statement, Terms & Conditions, Target Market Determinations or Financial Services Guide may be available for products and services on this website and you should consider them before making a decision whether to acquire or continue to hold any of ING's products. To view these documents on this website you may need Adobe Acrobat.

We also recommend that you consult an adviser to determine whether that decision is appropriate for you.

Copyright of the ING website

Copyright in the content of this website is owned by ING unless otherwise indicated. This website also contains a number of registered trademarks which are either owned by ING or used with the permission of the registered trademark owners.

When you use the website, we grant you a limited licence to display on your computer, print, download and use the underlying HTML, text, hyperlinks, information, content and transaction facilities made available on the website for your personal use and records only and in consulting with your advisers.

You are not authorised or permitted to modify, alter, transfer, transmit, distribute, reproduce, interfere with the working, reverse engineer, remove, create, distribute, paste onto, link to or from another website any part of the website.

Licensing

ING is authorised by the Australian Prudential Regulation Authority (APRA) as an Authorised Deposit-taking Institution (ADI) to undertake banking activities.

In addition, ING has been granted an Australian Financial Services Licence and Australian Credit Licence, No. 229823, by the Australian Securities and Investments Commission (ASIC) to provide financial services and engage in credit activities.

Jurisdiction

The products and services described on the ING website are available only to Australian residents. Applications from people other than Australian residents will not be accepted. The information in this website and all matters relating to either are governed by and are to be construed according to the laws applicable in the State of New South Wales and the Commonwealth of Australia.

Anti-bribery and corruption

ING has a zero tolerance towards bribery and corruption and has a policy setting out the minimum standards of compliance for giving and receiving gifts or entertainment from or to external parties. The policy also covers dealings with all third parties that ING contracts with and their obligations to adhere to the standards of the policy.

Contact Us

For general enquiries call 133 464. For service hours and toll-free overseas calls, please visit our Contact us page.