Compare Living Super investment options
With Living Super your personal investment strategy can be as simple, or as sophisticated as you like.
Investment Option
Risk Label
Investment fees and costs
Admin Fees
Benchmark
Cash Hub
View Target Asset Allocation
Very low
0.50%
$60 p.a. charged at $5 per month.
RBA cash rate
High Growth
View Target Asset Allocation
High
Estimated underlying investment cost of 0.31% p.a.
$60 p.a. charged at $5 per month plus an administration fee of 0.35% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,125 p.a.
CPI+3.25% over rolling 10 year periods.
Growth
View Target Asset Allocation
High
Estimated underlying investment cost of 0.31% p.a.
$60 p.a. charged at $5 per month plus an administration fee of 0.35% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,125 p.a.
CPI+2.25% over rolling 8 year periods.
Moderate
View Target Asset Allocation
Medium to High
Estimated underlying investment cost of 0.31% p.a.
$60 p.a. charged at $5 per month plus an administration fee of 0.35% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,125 p.a.
CPI+1.5% over rolling 6 year periods.
Conservative
View Target Asset Allocation
Medium
Estimated underlying investment cost of 0.31% p.a.
$60 p.a. charged at $5 per month plus an administration fee of 0.35% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,125 p.a.
CPI+0.75% over rolling 4 year periods.
Cash Option
View Target Asset Allocation
Very low
0.12%
$60 p.a. charged at $5 per month plus an administration fee of 0.20% p.a. on the account balance in the Cash option. Total percentage-based fees are capped at $2,125 p.a.
RBA cash rate.
International Shares
View Target Asset Allocation
High
Estimated underlying investment cost of 0.277% p.a.
$60 p.a. charged at $5 per month plus an administration fee of 0.35% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,125 p.a.
Underlying MSCI World ex-Australia Unhedged Index.
Australian Shares
View Target Asset Allocation
High
Estimated underlying investment cost of 0.29% p.a.
$60 p.a. charged at $5 per month plus an administration fee of 0.35% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,125 p.a.
Underlying S&P/ASX 300 Accumulation Index.
Diversified Shares
View Target Asset Allocation
High
Estimated underlying investment cost of 0.30% p.a.
$60 p.a. charged at $5 per month plus an administration fee of 0.35% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,125 p.a.
CPI+4.0% p.a. over rolling 10 year period.
Australian Listed Property
View Target Asset Allocation
High
Estimated underlying investment cost of 0.26% p.a.
$60 p.a. charged at $5 per month plus an administration fee of 0.35% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,125 p.a.
S&P/ASX 200 A-REIT Index.
International Fixed Interest (Hedged)
View Target Asset Allocation
High
Estimated underlying investment cost of 0.31% p.a.
$60 p.a. charged at $5 per month plus an administration fee of 0.35% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,125 p.a.
Underlying index (JP Morgan Global Sovereign Bond Index $A (Hedged)) over rolling seven year periods.
Australian Fixed Interest
View Target Asset Allocation
Medium to High
Estimated underlying investment cost of 0.26% p.a.
$60 p.a. charged at $5 per month plus an administration fee of 0.35% p.a. of your account balance in managed investments (excluding the Cash option) and listed securities, capped at $2,125 p.a.
Underlying index (Bloomberg AusBond Treasury 0+Yr) over rolling seven year periods.
Listed Securities
The risk label for the S&P/ASX 300 is High Risk.
$60 p.a. charged at $5 per month plus an administration fee of 0.35% p.a. of your account balance in managed investments (excluding the Cash option) and 0.42% p.a. on the account balance in listed securities. Total percentage-based administration fees, capped at$2,125 p.a.
1*The Cash Hub is designed to be an interest bearing account to settle transactions, rather than an investment account. The Cash Hub has been included in this table for ease of reference.
See ‘Additional explanation of fees and costs’ for a description of other fees and costs; such as other activity fees, advice fees for personal advice, insurance fees.