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Personal loan borrowing power calculator

The amount you may be able to borrow is determined by your financial situation. This is largely made up of your income, your financial commitments, current savings and your credit history. You'll also need to consider your spending habits and any existing commitments such as personal or car loans, credit card debt, even travel expenses. Work out how much you may be able to borrow with ING Personal Loan by using our borrowing power calculator.


About you



Your income

Gross monthly salary:

Other monthly income:


Your monthly expenses

Living expenses:

Rent / Mortgage repayments:

Total other loan repayments:

Total credit card limit:

Debt consolidation (if applicable)

Other loan limit
to consolidate:

Credit card limit
to consolidate:

About loan

Estimate your
credit rating:

Comparison rate: % p.a.

Loan term:

Oops, 6 and 7 year repayment terms are only available for loans over $30,000.

Estimated borrowing power


(rounded down to nearest $500)

Maximum Loan amount for Casual and Contractor Employees is $30,000

Sorry, we're unable to consider a loan application based on the details entered.

Estimated monthly repayments


(based on estimated borrowing power)

Fixed interest rate: -% p.a.

Comparison rate: -% p.a. (Warning.)

Sorry, we're unable to consider a loan application based on the details entered.

Important: This result is an estimate only and is based on the information you have entered, and is not an offer of credit. Your actual rate and repayment amount may be different. Any application for credit is subject to ING's credit approval criteria, as well as minimum and maximum loan amounts.

See how much your repayments could be with ING Personal Loan.
It only takes about 20 minutes to complete our online application form.