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ING Motorcycle Insurance

ING Motorcycle Insurance

Get ING Motorcycle Insurance today, brought to you by Australia's most recommended bank.

Save up to 15%

online (new policies, first year’s premium only).

Get a quote
Features

Why insure with ING?

  • Save up to 15% online (new policies, first year's base premium only)

    You can save up to 15% on your first year's base premium when you buy a new ING Motorcycle Insurance policy online.

  • New-for-old replacement

    Comprehensive only: If your brand new motorcycle is written off within 2 years of original registration, we'll replace it with a new one or pay the market/agreed value where a replacement isn't available in Australia (as outlined in your Insurance Certificate).

  • Repair Guarantee

    We'll guarantee the quality of repairs for as long as you own the motorcycle, if the repairs are authorised by us and the result of a claim with us.

  • Cover for damage to other people's property - up to $20 million

    Don't worry - if you're in an insured accident, we'll cover the costs of loss or damage to other people's property that you're liable for - up to $20 million.

  • Cover for towing

    With Comprehensive and Third Party Fire & Theft policies, if your motorcycle can't be safely driven after an accident, we'll pay for the reasonable cost of towing it.

  • Motorcycle stolen? Hire car sorted

    If your motorcycle is stolen, we'll pay for the reasonable cost (up to $1,000) of an authorised compact hire car, until your claim is settled or up to 14 days after the date of claim (whichever occurs first). Not available for Third Party Property Only insurance.

  • Tailor your cover and pay less

    Pay less on your premiums by limiting the drivers covered under your policy to certain age groups (21+, 25+, 30+, 40+, 50+).

  • Cancel the policy any time

    You can cancel the policy any time. If you cancel your policy within the cooling off period and have not made a claim, you’ll get a full refund. If you paid your premium as an annual payment and cancel after the cooling off period (provided you have not made a claim), the unused portion of your premium will be refunded (less cancellation and government fees and charges).

  • Here if you need us

    Our customer care specialists are here for you on 1800 456 406. For operating hours, click here.

  • Claims Service

    Phone claims service with no lengthy forms to fill out.

  • Payment options to suit you

    Control your payments - choose from monthly or yearly premium payments. You can also pay a lower premium and avoid administration fees by paying annually.

Read the PDS for all the details on: standard and optional benefits, conditions, limits, exclusions and when excesses will apply.

Important information

You could save up to 15% on your first year's base premium for new policies purchased online.

For help call 1800 456 406. For operating hours, click here.

Cover choices explained

Cover choices explained

Find the motorcycle insurance cover that's right for you and get a quote to see what you could save.

Comprehensive
Third Party Property Only
Third Party Property, Fire and Theft

Save up to 15% on new policies online (first year's base premium only)

Covers loss or damage to your motorcycle and the damage it causes to other people's vehicles and property which you are liable for.

Save up to 15% on new policies online (first year's base premium only)

Covers your liability for up to $20 million worth of accidental damage your motorcycle causes to other people's vehicles and property.

Save up to 15% on new policies online (first year's base premium only)

Includes the liability cover as provided under our Third Party Property Only motorcycle insurance, plus cover for Fire & Theft.

Not sure what you need? Compare the standard benefits of our Comprehensive, Third Party Property Only and Third Party, Fire & Theft cover choices.

Damage to someone else's vehicle or other property (legal liability)

Up to $20 million

Up to $20 million

Up to $20 million

Essential Repairs
Emergency Transport and Accommodation

If your damaged motorcycle is un-ridable, we'll pay for the rider and pillion passenger to be transported to the address where the motorcycle is normally kept at night; or if transport is unavailable, we'll pay for the cost of their temporary accommodation.

Hire car following theft

Up to $1,000
(limit 14 days)

Up to $1,000
(limit 14 days)

New-for-old motorcycle replacement

We'll replace your motorcycle with a new one if it becomes a total loss within 2 years of the original registration.

Choice of Market Value or Agreed Value - eligibility criteria applies
Damage to stored personal effects

Up to $500

Repair guarantee
Replacement of stolen keys / remote

Up to $1,000

Towing Costs
Damage to your trailer or sidecar

Up to $1,000

Damage caused by an uninsured driver

NA

Up to your motorcycle's market value or $5,000 (whichever is lesser)

Up to your motorcycle's market value or $5,000 (whichever is lesser)


The above is a summary only. Read the PDS for all the details on: standard and optional benefits, conditions, limits, exclusions and when excesses will apply.

Need a little extra? With your ING Comprehensive Motorcycle Insurance quote you can add one or more of these optional benefits to customise your policy. Or you can call us on 1800 456 406 (for operating hours, click here) to customise an existing policy. Note that additional premiums and exclusions apply.

Accident hire car

We'll arrange for a compact hire car for you to use until your motorcycle is fixed or your claim is settled, or for a maximum period of 14 days, whichever occurs first.

NA

NA

Riding gear (up to 10 years old) repair or replacement

NA

NA

Choice of Repairer

NA

NA

Reduced Windshield Excess

NA

NA


The above is a summary only. Read the PDS for all the details on: standard and optional benefits, conditions, limits, exclusions and when excesses will apply.

Ticking your boxes yet? There's more.

Restricted driver age discount

Pay less on your premiums by limiting the riders covered under your policy to a certain age group (21+, 25+, 30+, 40+, 50+).

No excess payable when identified third party is at fault
Higher excess to reduce premium - eligibility criteria applies

If you increase your Basic Excess, we'll reduce your premium.

NA

NA

Monthly or yearly premium payment options

By paying annually instead of in monthly instalments, you'll avoid administration fees and pay a lower premium.

Online discount - on your first year's base premium for new policies purchased online

Up to 15%

Up to 15%

Up to 15%


The above is a summary only. Read the PDS for all the details on: standard and optional benefits, conditions, limits, exclusions and when excesses will apply.

Important documents

Here's what you need to read to help you make an informed product decision.

PDS

All the details to help you make an informed product decision.


ING Customer Eligibility and Name-Screening document

A short explanation about your information and how we use it to comply with our regulatory obligations.

Financial services guide

Important information about ING Motorcycle Insurance.

You could save up to 15% on your first year's base premium for new policies purchased online.

For help call 1800 456 406. For operating hours, click here.

FAQs

Got a question about ING Motorcycle Insurance?

Chances are you'll find the answer in our FAQs.

Here are some of the more common questions we get asked:

You could save up to 15% on your first year's base premium for new policies purchased online.

For help call 1800 456 406. For operating hours, click here.

How to get covered

How to get covered

You could get ING Motorcycle Insurance in a few simple steps.

1. Get a quick quote

Answer a few questions online for an on-the-spot quote. It's that easy.

Get a quote now

2. Review and purchase

Review your quote, add optional benefits, select the policy start date and purchase within 30 days.

3. Policy confirmation

We'll send you an email with your policy documents to review that all is correct. Cover will start on the date you selected.

To request a quote, you must be aged 16+ and have an email address. You'll need to have the following information on hand:

Type of cover you want

Details of the motorcycle in question (or registration number)

The policyholder and your motorcycle insurance history

Location the motorcycle is kept at night

Average number of kilometres the motorcycle is ridden per year

You could save up to 15% on your first year's base premium for new policies purchased online.

For help call 1800 456 406. For operating hours, click here.

Make a claim

Making a claim

Need help, fast? Here's how to make an ING Motorcycle Insurance claim.

1. Gather the facts

Collect as much information as possible about what happened.

2. Lodge your claim

Give us a call on 1800 611 422 to begin your claim. Remember, there are no lengthy forms to fill out.

3. Get your outcome

Once we have received your claim, you will be provided with an update within two business days.

It's important to have the following information ready when lodging your claim:

Your policy number

Details of the incident, including time and place

The names, addresses, vehicle registration numbers and insurance details of any other parties involved

Any witnesses' names and contact details

Details of any tow-truck company used

Police report number (if applicable)

Photographs of the damage and scene (if applicable)

For the details on cover and claims, please check out the PDS here.

Ready to make a motorcycle insurance claim?

Call 1800 611 422. For operating hours, click here.