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Reach your savings goals faster

Savings Accounts

Grow your savings with our high variable interest rate account

Find out more

Reach your savings goals faster

Competitive interest rates. No ING fees. Rewards for saving with us.

All our savings accounts

Compare our personal savings accounts

Find the account that's best for you. Every cent you deposit will earn you interest.

Savings products
Interest rates
Savings Maximiser

High variable interest rate. With competitive ongoing rates, all your money goes towards your savings goals.

Interest Rate
Up to variable rate

(incl. % p.a. additional variable rate)

For customers who also have an Orange Everyday bank account and do these things each month:
1. Deposit $1,000+ from an external source to any personal ING account in their name (excluding Living Super, Personal Loans and Orange One)
2. Make 5+ card purchases (settled, not pending) and
3. Grow their nominated Savings Maximiser balance (excluding interest).
When the criteria is met in a calendar month, the benefits the additional variable rate will apply in the next calendar month. Available on one account for balances up to $100,000.

The standard variable rate is % p.a.

Personal Term Deposit

A high interest rate guaranteed for the term you choose.

Interest Rate

1 year term deposit. Minimum $10,000 deposit.

Savings Accelerator

A tiered savings account, with a high variable interest rate.

Interest Rate

Applies to your total balance $150,000 and over.

Other ways to save with us

More than one way to think about saving

A simple rethink could take your finances in new directions.

Everyday savings

By taking out Savings Maximiser and Orange Everyday accounts, you could tap into many benefits.

Orange Everyday

You could get 1% cashback on eligible utility bills. T&Cs apply.

$0 ING international transaction fees when you shop online and overseas.

Save on fees with up to 5 rebated ATM withdrawal fees a month in Australia and overseas.

Available when customers deposit $1,000+ from an external source to any personal ING account in their name (excluding Living Super, Personal Loans and Orange One) and make 5 or more settled (not pending) eligible ING card purchases each month.

When the criteria is met in a calendar month, the benefits will apply in the next calendar month.

Learn more about Orange Everyday

Savings Maximiser

Earn up to % p.a. variable interest on one nominated Savings Maximiser account for balances up to $100,000 (when you also have an Orange Everyday)

Available when customers do the following each month: deposit $1,000+ from an external source to any personal ING account in their name (excluding Living Super, Personal Loans and Orange One), make 5 or more settled (not pending) eligible ING card purchases and grow their nominated Savings Maximiser balance (excluding interest).

When the criteria is met in a calendar month, the benefits and additional variable rate will apply in the next calendar month. Available on one account for balances up to $100,000.

Learn more about Savings Maximiser

Saving for retirement

Look for a super account with competitive interest rates and less fees.

Take Living Super, for example:

A range of investment options available

Competitive investment and administration fees

Access to real-time online share trading

Or if you'd like to maximise the cash component of your SMSF:

Our Business Optimiser account offers a high variable interest rate, 24/7 access and no ING fees

Our Business Term Deposit account could secure you a great rate for the timeframe you choose


Learn about retirement

Finding the right home loan

Look for a great deal on a home loan that ticks all the right boxes for you.

Here's how you could save on your home loan with ING:

Competitive variable and fixed interest rates across all loans

Interest rate discounts available on some loans when borrowing $250,000 or more (conditions apply)

The Orange Advantage 100% offset facility could help reduce the interest you pay

Low fee options to help you save even more

Save on fees with ATM rebates in Australia and overseas when you have both an Orange Everyday bank account and any ING home loan


Learn about home loans

Everyday Round Up
A savings tool that helps you save even as you spend
Tools and calculators