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Reach your savings goals faster


Grow your savings with our high variable interest rate account

Find out more

Reach your savings goals faster

Competitive interest rates. No ING fees. Rewards for saving with us.

All our savings accounts

Compare our personal savings accounts

Find the account that's best for you. Every cent you deposit will earn you interest.

Savings products
Interest rates
Savings Maximiser

High variable interest rate. And no fees or penalties on withdrawals.

Interest Rate

(incl. % p.a. additional variable rate)

For customers who also have an Orange Everyday bank account and deposit their pay of $1,000 or more per month and make 5+ card purchases that are settled (not pending) each month. Available on one account for balances up to $100,000 with the additional variable rate applied the month following the deposit.

The standard variable rate is % p.a.

Personal Term Deposit

A high interest rate guaranteed for the term you choose.

Interest Rate

1 year term deposit. Minimum $10,000 deposit.

Savings Accelerator

A tiered savings account, with a high variable interest rate.

Interest Rate

Applies to your total balance $150,000 and over.

Other ways to save with us

More than one way to think about saving

A simple rethink could take your finances in new directions.

Everyday savings

By taking out our Savings Maximiser and Orange Everyday accounts, you could tap into many benefits. Simply deposit your pay of $1,000+ per month and make 5+ card purchases that are settled (not pending) each month to get these benefits the following calendar month.

Orange Everyday

Free ATMs in Australia - and for ATMs around the world, we'll rebate the ATM fee with 5 business days

Shop online and overseas and pay no ING international transaction fees

Learn about Orange Everyday

Savings Maximiser

Earn up to % p.a. variable interest on one Savings Maximiser account for balances up to $100,000 (when you also have an Orange Everyday)

Withdraw what you want, whenever you want penalty-free

Learn about Savings Maximiser

Saving for retirement

Look for a super account with competitive interest rates and less fees.

Take Living Super, for example:

A range of investment options available

Competitive investment and administration fees

Access to real-time online share trading

Or if you'd like to maximise the cash component of your SMSF:

Our Business Optimiser account offers a high variable interest rate, 24/7 access and no ING fees

Our Business Term Deposit account could secure you a great rate for the timeframe you choose

Learn about retirement

Finding the right home loan

Look for a great deal on a home loan that ticks all the right boxes for you.

Here's how you could save on your home loan with ING:

Competitive variable and fixed interest rates across all loans

Interest rate discounts available on some loans when borrowing $250,000 or more (conditions apply)

The Orange Advantage 100% offset facility could help reduce the interest you pay

Low fee options to help you save even more

Use any ATM in Australia for free when you have both an Orange Everyday bank account and any ING home loan

Learn about home loans

Everyday Round Up
A savings tool that helps you save even as you spend
Tools and calculators