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ING Home Loans

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Variable rate

5.84% p.a.

Comparison rate

5.86% p.a.

Offer critera and disclaimer

    Mortgage Simplifier
  • Unlimited additional repayments
  • Redraw facility
  • No ongoing monthly or annual account-keeping fees
  • Looking for something different? Explore our home loans range below.

Looking for a home loan? You've come to the right place

Whether you're looking for your first home, refinancing, renovating or investing, Australia's most recommended bank can help you do your thing in property.

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I want to...

I want to...

Refinance to ING

Discover the ways your home loan can work harder for you at ING.

Buy my first home

We've got loans, know-how and support to help you do your thing.

Invest in property

Explore our flexible home loan options for your investment needs.

Estimate my borrowing capacity

Find out how much you may be able to borrow in 2 minutes with our tool

How much can I borrow?

In only two minutes you could check your borrowing power.

Ready to apply or want pre-approval?

Start your application online or call us on 1800 100 258, 8am-8pm Mon-Fri and 9am-5pm Sat (AEST/AEDT).

Compare home loans

How much can I borrow?
In only two minutes you could check your borrowing power.

Why set up house with ING

Why should I get a home loan with ING?

Australia's most recommended bank

Proudly and continuously ranked as Australia's most recommended bank.

Save on the everyday

Just add Orange Everyday to your home loan, and you could save on fees with 1% cashback on eligible utility bills (T&Cs apply) and $0 ING international transaction fees when you shop online and overseas.

ING Everyday Round Upfor home loans

Round up eligible Orange Everyday card purchases to the nearest $1 or $5, and the difference goes straight from your Orange Everyday to pay down on your Mortgage Simplifier or Orange Advantage home loan.

Home & Contents insurance

Breathe easier and save 30% on your first year's premium when you purchase a combined Home and Contents Insurance policy online. T&Cs apply - see disclaimer.

Call us on 1800 100 258

8am-8pm Mon-Fri and 9am-5pm Sat (AEST/AEDT).

We're ready to assist you or you can apply online anytime.

More tools and helpful guides

More tools and helpful guides

Applying for a home loan

Applying for a home loan

1. Check borrowing power

Our calculators give you an idea about your borrowing power and home loan interest rate options in just 2 minutes.

Knowing this info means a great head start in finding which home loan fits you best.

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2. Get started

Online or on the phone- it's your choice. Share with us:

  • The property type you're after
  • Your deposit or equity
  • Your income, expenses, assets and liabilities

and we'll get the ball rolling.

Get started

3. We keep you updated

Your assigned ING Home Loan Specialist will get in touch to discuss your options and next steps to buy your home.

And if you'd like to learn more about doing your thing in property, our blog section has got you covered.

Learn more