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The latest way to
apply and buy.

ING home loans – straight to you all the way through.

Important: Interest Only repayments are not currently available on any of our Owner Occupied fixed rate loans.

How much can I borrow?

In only two minutes you could check your borrowing power.

Get help choosing a home loan

Try our simple home loan selector to find the loan that's best for you.

Ready to apply or want pre-approval?

Start your application online or call us on 1800 100 258, 8am-8pm Mon-Fri and 9am-5pm Sat (AEST/AEDT).

How to get started

Applying for a home loan

1. Starting out

It only takes 10 minutes to get started online, or you can call 1800 100 258 to speak with a home loan specialist.

2. Staying informed

As your application progresses, we keep you updated via online tracking, SMS and email.

3. Getting a hand

For questions and help, our home loan specialists are here for you from application to settlement.

How much can I borrow?

In only two minutes you could check your borrowing power.

Get help choosing a home loan

Try our simple home loan selector to find the loan that's best for you.

Ready to apply or want pre-approval?

Start your application online or call us on 1800 100 258, 8am-8pm Mon-Fri and 9am-5pm Sat (AEST/AEDT).

First home buyer?

This is for you, first home buyers

Before you start on your journey, there are a few steps you need to take to give you the best chance of success.

Starting your home buying journey

To start with you’ll want to make an honest assessment of your circumstances to decide if you’re financially and emotionally ready to commit to a home loan. When you’re assessing your financial readiness, you’ll want to look beyond just whether you can afford to make your home loan repayments.

Ready to start looking

Once you’ve got your finances sorted, it will be time to find the property of your dreams. Hopefully you’ll already have an idea of where you want to buy and the price range you’ll be looking at.

Time to purchase

When you are ready to buy, make sure you come prepared. If you’re heading to an auction and you plan on bidding for a property, go prepared for the possibility that you’ll end up buying it.

How much can I borrow?

In only two minutes you could check your borrowing power.

Ready to apply or want pre-approval?

Start your application online or call us on 1800 100 258, 8am-8pm Mon-Fri and 9am-5pm Sat (AEST/AEDT).

What our customers say

What our customers say

“Being able to call them and deal with professional people over the phone makes all the difference.  My first home loan, second and third investment loans have been with ING.”


Tim B, NSW

“When I got my mortgage with them, my adviser was really responsive and helpful and the process went really smoothly.”


Charlotte H, QLD

Why set up house with ING

Why set up house with ING

Australia's most recommended bank

Proudly and continuously ranked as Australia's most recommended bank.

Save on the everyday

Just add Orange Everyday to your home loan, and you’ll get free ATMs across Australia, a rebate on fees from any ATM worldwide within 5 business days, and we’ll also rebate our ING international transaction fees.

Everyday round upfor home loans

Round up eligible Orange Everyday card purchases to the nearest $1 or $5, and the difference goes straight from your Orange Everyday to pay down on your Mortgage Simplifier or Orange Advantage home loan.

Discounts on your Home & Contents insurance

Breathe easier and save 30% on new policies when you combine home with contents insurance online.