The variable rates above include a discount that is applied to the relevant reference rate. These variable and fixed rates are only available for new ING security property and borrowings and are subject to change. If you're an existing customer and want to check your current interest rate please login to the ING app, select your home loan and the Interest Rate tab to view your home loan interest rate(s).
Loan to Value Ratio, commonly referred to as LVR is the amount of money we will lend you in comparison to the property value. The LVR is expressed as a percentage and is determined using ING's credit approval criteria.