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Refinancing your home loan?

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cashback offer

$3K cashback offer, on the house

You could get a $3K cashback if you refinance your eligible home loan to ING. Minimum refinance amount $500k. Must apply before 31 July 2022 and settle by 31 October 2022. Click here for Terms & Conditions.

Repayment calculators, rate comparison tool, tips and more

Refinancing your home loan can be a great way to pay off your home sooner, lower your repayments or access your equity. But if you've never done it before, it can seem complicated. To make it simpler you'll find tools and information you need here in the one place - from borrowing power and repayment calculators, to our rate comparison tool, tips and more.

Tools and guides

The tools to help you get started

Keen to do a little homework? These tools can help you discover whether you could save and find the answers to some frequently asked questions.

Your borrowing power

Want to see how much you could borrow, or would like to increase your total loan for a renovation or holiday? In just a couple of minutes you can get an estimate of how much you could borrow with ING.

See what you could save

The ING home loan repayments calculator lets you do the math to see how much you could save on your repayment each month if you were to switch.

Renovation calculator

Looking to improve your home? The ING Renovation Calculator (hosted by CoreLogic) can help you estimate what your reno might cost, so you’ve got a ballpark figure to start from.

Which home loan is right for you?

Use our home loan rate comparison tool to compare different rates and features.

How to get help
How a home loan specialist can help you

How a home loan specialist can help you

Looking for a lower rate? Refinancing your home loan could help you do it. But it can be hard to know where to start. We're here to help make it easier - all with no obligations, just friendly support.

Our home loan specialists can answer your questions and take you through it step by step, from start to finish. You can start your application online or by calling 1800 100 258, 8am - 8pm from Mon to Fri and 9am - 5pm on Sat.

Start application

Australia's most recommended bank

Australia's most recommended bank is here to help

When you've decided it's time to switch and find a new home loan, here's how to get moving with ING.

1. Starting out

Check out our loan products and rates, to make sure ING suits you, then apply online or call 1800 100 258 to speak with a home loan specialist.

2. Staying informed

As your application progresses we keep you updated via online tracking, SMS and email.

3. A helping hand

If you have any questions along the way, our home loan specialists are here for you.

4. Approval

Once the paperwork is done and approved, we'll move your home loan across and get you settled in.

Ready to apply or want pre-approval?