Refinance

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Refinance your Home Loan

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Repayment calculators, rate comparison tool, tips and more

Refinancing your home loan can be a great way to pay off your home sooner, lower your repayments or access your equity. But if you've never done it before, it can seem complicated. To make it simpler you'll find tools and information you need here in the one place - from borrowing power and repayment calculators, to our rate comparison tool, tips and more.

Ready to apply?

Start your application online or call us on 1800 464 232, 8am-8pm Mon-Fri and 9am-5pm Sat (AEST/AEDT).

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Tools and guides

The tools to help you get started

Thinking about refinancing? Our simple tools help you estimate savings, compare loan options, and find answers to common questions - so you can make confident, informed financial decisions.

Refinance calculator

Use our refinance calculator to compare rates and find out how much you could save by refinancing your home loan with one of ING's variable rate Home Loans.

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See what you could save

The ING home loan repayments calculator lets you do the math to see how much you could save on your repayment each month if you were to switch.

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Which home loan is right for you?

Use our home loan rate comparison tool to compare different rates and features.

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How to get help

How a home loan specialist can help you

Looking for a lower rate? Refinancing your home loan could help you do it. But it can be hard to know where to start. We're here to help make it easier - all with no obligations, just friendly support.

Our home loan specialists can answer your questions and take you through it step by step, from start to finish. You can start your application online or by calling 1800 100 258, 8am - 8pm from Mon to Fri and 9am - 5pm on Sat.

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Australia's most recommended bank

Australia's most recommended bank is here to help

Ready to switch and find a new home loan? ING makes the home loan refinance process simple and straightforward. Discover how to get started with ING today!

1. Starting out

Check out our loan products and rates, to make sure ING suits you, then apply online or call 1800 100 258 to speak with a home loan specialist.

2. Staying informed

As your application progresses we keep you updated via online tracking, SMS and email.

3. A helping hand

If you have any questions along the way, our home loan specialists are here for you.

4. Approval

Once the paperwork is done and approved, we'll move your home loan across and get you settled in.

Ready to apply or want pre-approval?

Apply now