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133 464

Orange Everyday

Orange Everyday

Get all ATM fees rebated, worldwide

When you deposit your pay of $1,000+ per month and make 5+ card purchases that are settled (not pending) each month.

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Features

Why open an Orange Everyday?

  • Ditch ING international transaction fees

    Pay $0 ING international transaction fees on online or overseas purchases when you deposit your pay of $1,000+ per month and make 5+ card purchases that are settled (not pending) each month.

  • ATMs absolutely everywhere

    Free ATMs everywhere in Australia - and at all the 3.5 million+ ATMs around the world we'll rebate the ATM fee within 5 days, when you deposit $1,000 or more per month and make 5+ card purchases that are settled (not pending) each month.

  • On your Savings Maximiser

    Earn our highest variable rate, when you deposit $1,000 or more per month and make 5+ card purchases that are settled (not pending) each month. Available on one account for balances up to $100,000.

  • No monthly fees

    There are $0 monthly fees, so there's more in your pocket for life's incidentals.

  • Save with ING Everyday Round Up

    Everyday Round Up is the perfect tool to build your savings. Switch it on and it automatically rounds up card purchases and moves that extra amount into your nominated Savings Maximiser.

  • Mobile payments

    Leave your wallet at home and pay the easy way with ING. Set up Apple Pay from the Wallet App on your Apple Device. And Google Pay at the Google Play Store. It’s fast, secure and convenient.

  • Debit card

    Use your own money with the convenience of Visa. Available worldwide where Visa is accepted and EFTPOS is available.

  • Bank the way you like

    Choose how you do your banking - online, on your mobile, iPad, over the phone or at Australia Post outlets.

  • You're protected

    In the rare event of fraud, we can help. Plus your card has the added protection of Verified by Visa with participating merchants.

  • Joint bank account

    Need a combined household account for bills and the rest? Orange Everyday can also operate as a joint bank account.

  • Talk to us 24/7

    Our Australia-based customer care specialists are here 24/7 on 133 464.

Important information

Open your Orange Everyday in minutes.

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Everyday Savings

Be rewarded when you combine everyday banking and savings with us

By taking out Savings Maximiser and Orange Everyday accounts, you could tap into many benefits. Simply deposit your pay of $1,000+ per month and make 5+ card purchases that are settled (not pending) each month to get these benefits the following calendar month.

Orange Everyday

Free ATMs in Australia – and for ATMs around the world, we'll rebate the ATM fee within 5 business days

Shop online and overseas and pay no ING international transaction fees

Open Orange Everyday
Savings Maximiser

Earn up to % p.a. variable interest on one Savings Maximiser account for balances up to $100,000 (when you also have an Orange Everyday)

Withdraw what you want, whenever you want penalty-free

Learn about Savings Maximiser

Benefits apply the calendar month after meeting the relevant eligibility criteria.

Fees

Where are the fees?

With no monthly fees, there's a whole lot of FREE going on. Here's a snapshot.

  • Monthly account-keeping
    Free
  • BPAY
    Free
  • Pay anyone
    Free
  • EFTPOS transactions
    Free
  • Australia Post transactions
    Free
  • Bank cheque request sent via registered post
    Free
  • Dishonours
    Free
  • Replacement Visa card (in Australia or overseas)
    Free
  • Emergency replacement Visa card
    Free
  • Stop payment request on bank cheque
    Free
  • Replacement bank cheque
    Free
  • Token issue
    Free
  • Replacement token
    Free
  • Australia Post cheque dishonours
    Free
  • Expedited bank cheque request
    $11
  • Voucher request
    $10
  • International purchase

    - for transactions in a foreign currency

    - for transactions in Australian dollars or a foreign currency, where:

    the merchant or financial institution accepting the card is located outside of Australia; or

    the entity processing the transaction is located outside of Australia.

    2.5% of the amount of the International Transaction
  • International ATM withdrawal
    $2.50
Bonuses and rebates
    Australian ATM Fee Rebate
  • Offer will apply for the next calendar month when you perform the following during the current calendar month:

    deposit at least $1,000 from an external bank account to any personal ING account in your name (excluding Living Super and Orange One), and

    also make at least 5 card purchases that are settled (and not at a 'pending status') using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and EFTPOS cash out only transactions).

    100% of ATM fee
    • Australian ATM fee rebate for ING home loan customers
  • Offer applies for ATM transactions in Australia where you or your joint account holder has an ING home loan
    100% of ATM fee
    • International ATM withdrawal fee rebate
  • Offer will apply for the next calendar month when you perform the following during the current calendar month:

    deposit at least $1,000 from an external bank account to any personal ING account in your name (excluding Living Super and Orange One), and

    also make at least 5 card purchases that are settled (and not at a 'pending status') using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and EFTPOS cash out only transactions).

    100% rebate of ING International ATM withdrawal fee of $2.50 and 100% of ATM fee
    • International transaction fee rebate
  • Offer will apply for the next calendar month when you perform the following during the current calendar month:

    deposit at least $1,000 from an external bank account to any personal ING account in your name (excluding Living Super and Orange One), and

    also make at least 5 card purchases that are settled (and not at a 'pending status') using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and EFTPOS cash out only transactions).

    100% rebate of ING international transaction fee of 2.5% of the amount of the international transaction
    Merchants may charge you a separate fee for their services (which is not rebated under this offer).
    • Cash out bonus
  • for cash withdrawals of $200 or more at point-of-sale terminals (via EFTPOS)
    $0.50

Fees and limits schedule

Fees plus daily limits - e.g. withdrawals and transfers.

Terms & conditions

Straightforward fine print for lovers of lots of detail.

Open your Orange Everyday in minutes.

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FAQs

Got a question about Orange Everyday?

Chances are, you'll find the answer in our FAQs.

Here are some of the more common questions we get asked:

See all Orange Everyday FAQs.

The best holiday present – How Lucia left stress behind on her overseas trip.
Find out more about global benefits you have with Orange Everyday.

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How to get started

Ready to switch and start using your Orange Everyday?

Whether you want your own account or a joint account, all you have to do is:

1. Open an account

Complete the short online form. At this point, we check your ID. Most times, we can do this instantaneously - but if we can't, we'll talk you through the steps needed.

2. Wait for your Visa Debit card

This takes 2-5 business days to land in your letterbox after we have checked your ID.

3. Switch your payments

Switch all regular payments - both in and out - and including your salary, to your new Orange Everyday account.

More on how to switch

You must be an Australian resident for taxation purposes

You'll need an Australian mobile number

You'll need at least two forms of ID (e.g. Medicare card, drivers licence, passport or birth certificate)

You must be aged 18 or over

Have your existing Client Number handy if you're already with ING

You'll need an email address

Open your Orange Everyday account in minutes.

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