Why apply for a Fixed Rate Home Loan?
Know exactly what your repayments will be, and you can fix your rate for up to five years.
Fixed interest rate discount
Where an owner occupier Fixed Rate Loan is combined with an Orange Advantage (100% interest Offset) home loan, a fixed interest rate discount of 0.10% p.a. will apply to our advertised fixed interest rates.
Pay no ongoing fees
There are no monthly, annual or transaction fees, and it's free to make additional repayments (less than $10,000 per settlement anniversary).
Interest rate discounts
Interest rate discounts may be available when your loan reverts to our variable rate Mortgage Simplifier home loan.
Save on the everyday
Just add Orange Everyday to your home loan, and you could save on fees with 1% cashback on eligible utility bills (T&Cs apply) and $0 ING international transaction fees when you shop online and overseas.
Fixed rate lock in
You can protect yourself from the possibility of rising interest rates by locking in the advertised rate for up to 90 days prior to settlement. A one-off fee applies.
Tools and dedicated support when needed
Online tools and home loan specialists that can help you every step of the way.