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Split loan calculator

Not sure whether to go with a fixed rate home loan, a variable rate home loan, or a mix of the two? Use our split loan calculator to show the differences in repayment amounts and interest payable over the life of the loan.

Find out how much you could borrow. In only two minutes you could have an obligation-free indication of your borrowing power.
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Start your application online or call us on 1800 100 258, 8am-8pm Mon-Fri and 9am-5pm Sat (AEST/AEDT).
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Why should I get a home loan with ING?

Canstar's Bank of the Year

Proudly and continuously ranked as Canstar's Bank of the Year.

Save on the everyday

Just add Orange Everyday to your home loan, and you could save on fees with 1% cashback on eligible utility bill payments (T&Cs apply) and $0 ING international transaction fees when you shop online and overseas.*

ING Everyday Round Upfor home loans

Round up eligible Orange Everyday card purchases to the nearest $1 or $5, and the difference goes straight from your Orange Everyday to pay down on your Mortgage Simplifier or Orange Advantage home loan.

Home & Contents insurance

Breathe easier and save 30% on your first year's premium when you purchase a combined Home and Contents Insurance policy online. T&Cs apply - see disclaimer.

*These Orange Everyday benefits will continue to apply up until 14 October 2025 for customers that met the eligibility criteria in the previous month, as well as home loan customers. From 15 October 2025, these benefits will automatically apply to all Orange Everyday customers without needing to have an ING home loan or meet any monthly eligibility requirements.

Call us on 1800 100 258

8am-8pm Mon-Fri and 9am-5pm Sat (AEST/AEDT).

We're ready to assist you or you can apply online anytime.

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