It's all a matter of matching a home loan with your life. Answer these basic questions and you'll start to get a better idea of what home loan will best suit your needs.
Do I want to pay more than the minimum repayment?
Is there a chance I'll need to redraw?
Does my income allow for fluctuating interest rates? Or would I sleep easier with a fixed interest rate?
Do I want to pay account keeping, monthly or application fee?
Do I want to make additional payments?
Would I like a revolving line of credit with my home loan?