Management team
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Melanie Evans
Chief Executive Officer (CEO)
Melanie joined ING in 2017 to lead the Retail Bank for ING Australia. She was appointed country CEO in November 2020. Melanie has spent her career in financial services. Starting out with a St. George Bank cadetship in 1995, she later joined Westpac’s equities business in 2000. After a move to BT Financial Group in 2003, she spent a decade in product, brand, marketing, superannuation, platforms and investments leadership roles. Returning to banking within the Westpac Group as a Chief of Staff, she then went on to lead business units across mortgages, transformation and business banking. In 2017 she moved to ING, leading ING's retail growth and diversification agenda.
Melanie is a Board Member and Deputy Chair of the Australian Banking Association, Chair of the Business Council of Australia's Women's Workforce Participation Committee and is also a Board Member of the European Australian Business Council.
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András Hamori
Head of Retail Banking
András Hamori joined ING Australia as Head of Retail Banking and member of the Executive Committee in August 2021.
András started with ING in 2019 as Head of Retail Banking in Austria, having come from Alfa Banking Group and before that, Sberbank Europe where he was responsible for multiple markets across Central and Eastern Europe, and launching a digital strategy for the banking group. In 2010 he founded stand-alone digital bank ZUNO for Raiffeisen Bank International, one of the largest banking groups in the region.
András started his career as a Management Trainee at GE Money in Hungary and was appointed Chief Consumer Risk Officer in the Executive Team. He graduated as M.Sc of Economics and was honoured with the Best Marketing Graduate Award.
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Hein Wegdam
Head of Business Banking
Hein Wegdam joined ING Australia as Head of Business Banking in July 2024. Prior to his move to Australia, Hein was Regional Director for Business Banking and Head of ING Real Estate Finance at ING Netherlands.
Hein brings a wealth of experience and a global perspective to Business Banking in Australia, taking explicit Environmental, Social and Governance (ESG) factors into consideration. As Head of Business Banking, Hein is responsible for initiatives aimed at empowering and supporting small, medium to mid-sized businesses in their financial journeys now and in the future.
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Andrew Hector
Head of Wholesale Banking
Andrew is responsible for ING’s Wholesale Banking activities in Australia and a member of the Executive Committee. As a senior executive with more than 30 years of corporate and institutional banking experience with Australian and international banks, Andrew has worked across a diverse range of sectors, including Retail & Wholesale trade, Food/Beverage & Agriculture, Telco/Media & Entertainment, Property and Health.
Andrew has a Bachelor Business, Banking and Finance from Charles Sturt University.
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Michal Kowalczyk
Chief Financial Officer
Michal Kowalczyk was appointed Chief Financial Officer for ING Australia in January 2023.
Michal brings more than 20 years of international experience in banking. He has held a range of executive finance roles, delivering substantial growth in ING’s Polish and German businesses. Prior to his appointment as ING Australia CFO he was Head of Global Management Accounting and Advice for ING Group where he was responsible for management reporting, planning and forecasting processes for ING Group globally, and providing strategic counsel to ING’s Management Board Banking on key decisions to maintain sustainable business growth.
Michal holds a Master of Arts, Banking and Finance from Warsaw School of Economics.
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Linda Da Silva
Chief Information Officer
Linda Da Silva joined ING Australia as Chief Information Officer in December 2019. In this role she leads the Technology and Data teams to deliver the digital and data agenda for ING in Australia.
Prior to joining ING, Linda held a number senior leadership roles at Westpac Banking Corporation managing large complex areas spanning Consumer Bank, Wealth, Group Operations and Enterprise Services. Her last role at Westpac Group was CIO BT Financial Group.
Linda joined the Westpac Group in 2008 following a 15-year career in consulting and leadership roles in Australia, Asia, Middle East and the UK. As a consultant, Linda worked across many industries to deliver large-scale technology transformation programs.
Linda is a highly experienced technology leader, who combines strong business acumen with deep technology, transformation and execution expertise to deliver innovative, strategic business and customer outcomes.
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Praveen Khurana
Chief Risk Officer
Praveen Khurana was appointed Chief Risk Officer for ING Australia in February 2023.
Praveen is a results-driven banking professional with proven strengths in financial & non-financial risk management and people development. He has a deep knowledge of credit risk management and is passionate about innovation, automation and transformation.
Praveen has more than 25 years of international experience in risk management across various industries, including executive roles for ING in the Netherlands and Asia. Prior to joining ING Australia, he was ING’s Head of Risk for Retail/Rest of World.
Praveen holds a Masters of Business Administration (MBA), Major in Finance from the Institute of Management Technology, India; Cost Accountancy Certification from Institute of Cost Accountants, India and Bachelor of Commerce with Honours in Law (Gold Medallist) at S.D College Chandigarh, India.
