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Superannuation fees

Living Super fees

Where there are fees, you'll find them competitive. Choose the category you're interested in to see just how low the fees are. Detailed information on the fees and costs of ING Living Super can be found in the PDS and Product Guide.

Contribution and withdrawal fees
Fees
  • Establishment fee
    Nil
  • Contribution fee
    Nil
  • Withdrawal fee
    Nil
  • Exit fee
    Nil

Your superannuation is invested in Cash Hub, Cash option and term deposits held with ING.

  • Administration fee
    $60 p.a. charged at $5 per month plus an administration fee for the Operational Risk Financial Requirement fee estimated to be between 0.03% - 0.14%.
  • Investment fee
    Nil
  • Indirect cost ratio
    Nil

Create your own investment strategy by choosing from a range of managed investments (excluding the Cash option).

  • Administration fee
    $60 p.a. charged at $5 per month plus an administration fee of 0.64% p.a. of your account balance in the single and multi sector managed investments (excluding the Cash option) and listed securities (0.50% p.a. on the account balance in the single and multi sector managed investments (excluding the Cash option) and listed securities capped at $2,500 p.a. plus an administration fee for the Operational Risk Financial Requirement fee estimated to be between 0.03% - 0.14% p.a. on the total account balance)
  • Investment fee
    0.25% p.a. on the account balance in managed investments excluding the cash option.
  • Buy/sell spread
    Estimated to be between 0.04% - 0.11% when buying or selling units
  • Indirect cost ratio
    Balanced and Growth options – 0.01% p.a.
    High Growth option – 0.02% p.a.
    International Shares (Hedged) option – 0.08% p.a.
    International Fixed Interest (Hedged) option – 0.10% p.a.
    All other options – nil.

Take a hands-on approach, with real-time trading of S&P/ASX 300 shares, plus a selection of Exchange-Traded Products

  • Administration fee
    $60 p.a. charged at $5 per month plus an administration fee of 0.64%p.a. of your account balance in the single and multi sector managed investments (excluding the Cash option) and listed securities (0.50% p.a. on the account balance in the single and multi sector managed investments (excluding the Cash option) and listed securities capped at $2,500p.a. plus an administration fee for the Operational Risk Financial Requirement fee estimated to be between 0.03% - 0.14% p.a. on the total account balance)
  • Brokerage
    Brokerage of $20 or 0.13% per trade (whichever is greater)
  • Indirect cost ratio
    Nil
  • Market research
    Included in the Administration fee
  • Premium market research (optional)
    $20 per month
Other fees and costs
Fees
  • Insurance premium
    Varies depending upon the amount and type of cover you choose and other factors such as your gender, age, occupation and your health declarations.
  • Member advice fee
    Varies depending on the advice services you use.
  • Term deposit early closure
    Varies depending on the original term.
  • Investment fees on ETFs and LICs
    Varies depending on the investment fee charged by the ETF or LIC provider. It is reflected in the performance of the option.
  • Family law information
    $102.50 per request
  • Family law split
    $256.25 per request

1This is in addition to the 0.5% administration fee charged within the Smart, Select and Shares Category.