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High variable interest rate. With competitive ongoing rates, all your money goes towards your savings goals.
High interest rate guaranteed for the term. You choose the timeframe.
Tiered savings account with higher variable interest rates for balances starting at $50,000.
Straightforward banking for your business.
High variable interest business savings account with 24/7 access.
High fixed interest rate for business savings. You choose the timeframe.
Competitive interest rates for a fixed period, that's tailored to your cash flow needs.
Home loans for buyers, investors and borrowers looking for a better deal.
Includes a 100% interest offset when linked to our Orange Everyday bank account.
Low variable interest rate home loan with no ongoing monthly or annual fees.
Fixed interest rate home loans for terms of one to five years.
Folders, scrunchers and other fascinating facts. Find out all of the things that make Aussies tick in our second annual Sense of Us Report.
Need Financial Support with your Home Loan, Personal Loan or Credit Card?
Learn more in this quick and easy guide to banking with ING.
Don't overcomplicate your everyday banking. With Orange Everyday and Savings Maximiser the choice is yours on how you want to pay. Here's how ING could help.
Orange Everyday
You could get 1% cashback on eligible utility bills. T&Cs apply.
$0 ING international transaction fees when you shop online and overseas.
Save on fees with up to 5 rebated ATM withdrawal fees a month in Australia and overseas.
Available when customers deposit $1,000+ from an external source to any personal ING account in their name (excluding Living Super, Personal Loans and Orange One) and make 5 or more settled (not pending) eligible ING card purchases each month.
When the criteria is met in a calendar month, the benefits will apply in the next calendar month.
Learn more about Orange EverydaySavings Maximiser
For each month that you:
- deposit $1,000+ from an external source,
- make 5+ card purchases that are settled (not pending) and
- grow your nominated Savings Maximiser balance (excluding interest earned for that month)
you get these benefits the following calendar month:
You could earn up to % p.a. variable interest on one nominated Savings Maximiser account for balances up to $100,000 (when you also have an Orange Everyday)
Learn more about Savings Maximiser
See all savings products
ING unsecured personal loans available from 6.99% p.a. to 10.99% p.a. (comparison rate from 7.20% p.a. to 11.21% p.a.).
ING Personal Loan
Get your funds sooner when you have an Orange Everyday.
We will pop your funds into your account automatically once you accept the details of your loan.
Orange Everyday
Available when customers deposit $1,000+ per month (such as their pay) and make 5+ card purchases that are settled (not pending) each month to get these benefits the following calendar month:
You could get 1% cashback on eligible utility bills. T&Cs apply.
'$0' International transaction fees when you shop online and overseas.
Save on fees with up to 5 rebated ATM withdrawal fees a month in Australia and overseas.
Learn more about Orange EverydayChoose a value packed low rate card with no annual fee or our platinum card that gives you cash back on your spend.
Orange One Low Rate
Choose a value packed card with no annual fee and a low fixed interest rate from Australia's most recommended bank.
No annual fee AND a low % p.a. variable rate on purchases
No ING international transaction fees if you deposit at least $1,000 a month into your Orange Everyday and make 5+ card purchases that are settled (not pending) each month
Mobile payments made easy with Apple Pay and Google Pay
Credit limits available from $1,000 to $30,000
Learn more about our Credit Cards
Compare all our Credit Cards
Choose to Pay off your purchases and set the terms of your choice using instalment plans and get an even lower interest rate of % p.a.
Set up personalised notifications to help stay on top of things
Set up automatic repayments from your eligible ING account
Add an additional card holder for just $10 per card
Make the process of buying a house or re-financing simpler with a straightforward, easy-to-understand home loan. Then save yourself the insurance run-around and money by keeping everything under one roof. Here's how ING can help.
The best place for your home
From first timers to switchers, we can help you achieve your property goals.
Your own home loan specialist will be there to help you, every step of the way.
Online calculators that help you estimate your borrowing power, repayments and offset savings.
Low variable and fixed interest rates with split loan options.
HOME AND CONTENTS INSURANCE
Protect what you love with Combined Home and Contents Insurance. Save 30% on your first year's base premium online.
Choose the cover that's right for you - home, contents, home and contents or optional covers.
Relax with new for old replacement – cover for fire, storm, theft and a $20 million legal liability cover. See the PDS for full details.
Make claims 24/7 online or over the phone.
Save for the future and grow your wealth with options that could deliver long-term benefits. Here's how ING could help.
Living Super
Save more over the long term for your retirement lifestyle with our simple super solution.
Learn more about Living Super
Savings Maximiser
You could earn up to % p.a. variable interest on one nominated Savings Maximiser account for balances up to $100,000 (when you also have an Orange Everyday)
Learn more about Savings Maximiser
See all savings products
Competitive rates on term deposits, high variable interest savings, and commercial property loans.
Business Optimiser
High variable interest business savings account with 24/7 access.
Learn more about Business Optimiser
See all Business savings account
Dedicated support
If you require more than $500,000 for a commercial property, our specialist team can assist you with experience gained over 25 years in the real estate market. Funding options include:
Variable or Fixed term loans
Financing traditional investments in real estate, such as commercial, industrial, retail or multi-unit residential property
Development and construction projects
Learn more about Commercial Loans
Easy access to everyday banking with great benefits. Savings accounts with competitive interest rates, no ING fees and rewards for saving with us.
Orange Everyday
Orange Everyday Youth
Savings Maximiser
See all savings accounts
Business Optimiser
More business products
Credit cards with practical features like autopay and instalments to help you stay on top of your finances.
Orange One Low Rate
Orange One Rewards Platinum
All credit cards
ING Personal Loan with a low fixed interest rate gives you certainty in your repayments - plus no early repayment fees, and no ongoing monthly or annual fees.
ING Personal Loan
Simple to understand home loans with competitive rates, fee options and special offers.
Orange Advantage
Fixed Rate Loans
See all home loans
Priority Commercial Loans
Commercial Property Finance
Help look after yourself with:
ING Health Insurance
Protect what you love and save on your first year's base premium when you purchase these policies online:
30% off combined ING Home and Contents Insurance
15% off ING Contents Insurance
15% off ING Home Insurance
15% off ING Car Insurance
15% off ING Pet Insurance
15% off ING Travel Insurance
15% off ING Motorcycle Insurance
Terms and conditions apply - see disclaimer below.
Great value super and retirement solutions for all life stages.
Living Super
SMSF Cash
SMSF Term Deposits
If times are unexpectedly tight, you may qualify for temporary relief. We'll do what we can to help.
Fast, convenient and secure. Whichever way you like to do your banking, we've got you covered. If you have a disability, see how we make banking more accessible for you.
The Banking Code of Practice is a set of commitments made to our customers, developed by the banks in collaboration with the Australian Banking Association.
If you are experiencing financial difficulty or difficult personal circumstances, find out how we can help.
Fast, convenient and secure. Whichever way you like to do your banking, we've got you covered. If you have a disability, see how we make banking more accessible for you.
The Banking Code of Practice is a set of commitments made to our customers, developed by the banks in collaboration with the Australian Banking Association.
Orange Everyday Benefits will apply for the next month when you meet the following eligibility criteria during the current month:
• deposit at least $1,000 from an external source to any personal ING account in your name (excluding Living Super, Personal Loans and Orange One), and
• also make at least 5 card purchases that are settled (and not at a 'pending status') using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and EFTPOS cash out only transactions).
Orange Everyday customers who hold an ING Home Loan are automatically eligible for Orange Everyday Benefits, and are not required to meet this monthly criteria.
Each month that you’re eligible for the Orange Everyday Benefits, you'll receive the following on your Orange Everyday accounts:
• 1% cashback on eligible utility bill payments (up to $100 per financial year).
• Unlimited rebates on the ING International Transaction Fee; and
• Rebates on the ATM withdrawal fees for the first 5 fee incurring ATM withdrawals (Domestic & International) on the account.
An eligible utility bill payment is a payment made by BPAY or direct debit (BSB and account number) from your Orange Everyday account for a water, gas or electricity bill from an agreed supplier for the Australian residential address of the account holder.
For full terms and conditions, see the Orange Everyday Terms and Conditions, the Everyday Fees and Limits Schedule, Orange Everyday Benefits Schedule and the agreed utility supplier list at ing.com.au.
Orange Everyday Benefits may be changed or withdrawn at any time at ING's sole discretion.
The comparison rate for the ING Personal Loan is based on an unsecured loan of $30,000 over a loan term of 5 years. WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.