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  1. Home
  2. Rates and fees
  3. Orange Everyday fees

Orange Everyday fees

Everyday transactions
Fees
  • Monthly account-keeping
    Free
  • BPAY
    Free
  • Pay anyone
    Free
  • EFTPOS transactions
    Free
  • Australia Post transactions
    Free
  • Bank cheque request sent via registered post
    Free
  • Dishonours
    Free
Not-so-everyday transactions
Fees
  • Replacement debit card (in Australia or overseas)
    Free
  • Emergency replacement debit card
    Free
  • Stop payment request on bank cheque
    Free
  • Replacement bank cheque
    Free
  • Australia Post cheque dishonours
    Free
  • Expedited bank cheque request
    $11
  • International purchase

    - for transactions in a foreign currency

    - for transactions in Australian dollars or a foreign currency, where:

    the merchant or financial institution accepting the card is located outside of Australia; or

    the entity processing the transaction is located outside of Australia.

    3% of the amount of the International Transaction (changing to $0 from 15 October 2025).
  • International ATM withdrawal
    $5.00 (changing to $0 from 15 October 2025).

Bonuses and rebates
    Australian ATM Fee Rebate
  • Offer will apply for the next calendar month when you perform the following during the current calendar month:

    deposit at least $1,000 from an external source to any personal ING account in your name (excluding Living Super and Orange One), and also

    make at least 5 card purchases that are settled and not at a 'pending status' using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and eftpos cash out only transactions).

    Full fee rebate on the first 5 eligible fee incurring ATM withdrawal transactions made on the account in that month (excludes International ATM operator fees).
    For full terms and conditions refer to the Orange Everyday Benefits Schedule.

    • From 15 October 2025, there will continue to be no fees charged by ING, but third party operator fees will no longer be rebated.

    The exisiting Australian ATM Fee Rebate offer will continue to apply up until 14 October 2025 for customers that met the eligibility criteria in the previous month.

    Australian ATM Fee Rebate for ING home loan customers
  • Offer applies for each month on ATM transactions in Australia where you or your joint account holder has an ING Home Loan
    Full fee rebate on the first 5 eligible fee incurring ATM withdrawal transactions made on the account in that month (excludes International ATM operator fees).
    For full terms and conditions refer to the Orange Everyday Benefits Schedule.

    • From 15 October 2025, there will continue to be no fees charged by ING, but third party operator fees will no longer be rebated.

    The existing Australian ATM Fee Rebate offer will continue to apply up until 14 October 2025 for customers with an ING home loan.

    International ATM Withdrawal Fee Rebate
  • Offer will apply for the next calendar month when you perform the following during the current calendar month:

    deposit at least $1,000 from an external source to any personal ING account in your name (excluding Living Super and Orange One), and also

    make at least 5 card purchases that are settled and not at a 'pending status' using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and eftpos cash out only transactions).

    Full fee rebate on the first 5 eligible fee incurring ATM withdrawal transactions made on the account in that month (excludes International ATM operator fees).
    For full terms and conditions refer to the Orange Everyday Benefits Schedule.

    • From 15 October 2025, ING will no longer charge an international ATM withdrawal fee on the Orange Everyday.

    The existing International ATM Withdrawal Fee Rebate offer will continue to apply up until 14 October 2025 for customers that met the eligibility criteria in the previous month.

    International Transaction Fee Rebate
  • Offer will apply for the next calendar month when you perform the following during the current calendar month:

    deposit at least $1,000 from an external source to any personal ING account in your name (excluding Living Super and Orange One), and also

    make at least 5 eligible card purchases that are settled and not at a 'pending status' using your ING debit or credit card (excluding ATM withdrawals, balance enquiries, cash advances and eftpos cash out only transactions).

    100% rebate on any ING International Transaction fees charged on transactions made in the month.
    Merchants may charge a separate fee for their services (which is not rebated under this offer).

    • From 15 October 2025, ING will no longer charge international transaction fees on the Orange Everyday

    The International Transaction Fee Rebate offer will continue to apply up until 14 October 2025 for customers that met the eligibility criteria in the previous month.

Fees and limits schedule

Fees plus daily limits - e.g. withdrawals and transfers.


Terms & conditions

Straightforward fine print for lovers of lots of detail.

Orange Everyday Benefits Schedule

Benefits in detail, e.g. rebates.