How much will it cost me to refinance?

Refinancing your home loan can save you lots of money, however, there may be some upfront costs you need to budget for. You need to weigh up the short term pain for the long term gain. Fees may include:

Exit fees

Establishment / application fees

Loan approval fees

Settlement and handling fees

Additional mortgage stamp duty (if you increase your current home loan)

Mortgage registration (to let the State Titles Office know you've changed either your home loan provider or type of home loan)