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How to apply for a credit card

How to apply for a credit card

Our online application for a credit card usually takes around 20 minutes. Here's how to apply for a credit card in a few simple steps.

Heads up, to have an ING credit card you'll also need an Orange Everyday account. If you don't already have one, don't worry - you can easily request to open one up as part of your credit card application.

3 simple steps

3 simple steps

Check out below just how simple it is to apply for Orange One Low Rate Credit Card.

Orange One Low Rate - How to apply

1. Make sure you're eligible

Check the criteria below - if you tick all the boxes, you're eligible to apply.

Orange One Low Rate - How to apply

2. Apply online

You can complete and submit your Orange One Low Rate application easily online.

Orange One Low Rate - How to apply

3. Stay tuned

We'll let you know when your application has been approved, and you'll receive your card within 5-7 business days after that.

Check if you're eligible
Before you apply for a credit card, you'll need to make sure that you are eligible. You must:

Be aged 18+ and meet the identification requirements

Earn $36,000 or more a year (before tax)

Be an Australian citizen, New Zealand or Australian permanent resident

Have and maintain an Australian residential address

Have a good credit rating and meet our credit lending guidelines

Apply for an Orange One Low Rate

Apply online

Apply online

To process your application, we will need information from you. This could include proof of identification, income and expenses.

Examples of supporting documents you may need to give us include:

PAYG payslips

Proof of super income

Bank statements

Stay tuned

Stay tuned

We'll let you know whether we need more information from you along the way.

If you're ready to apply, check out our range of credit cards and choose the one that's right for you.

Compare credit cards