Service Availability
2026 - Q2 Results
Payment service |
Withdraw/deposit cash at an ATM |
Transact over the- counter in a branch |
Make card payments (cardholders) |
Accept card payments (businesses) |
Access accounts using online banking (web browser or mobile device app) |
Make/receive account transfers – fast payments |
Make/receive account transfers – next business day |
|---|---|---|---|---|---|---|---|
|
Service availability % |
100% |
100% |
99.94% |
100% |
|||
|
Significant outages due to problems at ING (in hours:minutes) |
0:00 |
0:00 |
1:18 |
0:00 |
|||
|
Significant outages due to problems at system-wide infrastructure or natural disasters (in hours:minutes) |
0:00 |
0:00 |
0:00 |
0:00 |
Last updated: 12:00PM 13/08/2026
2026 - Q1 Results
Payment service |
Withdraw/deposit cash at an ATM |
Transact over the- counter in a branch |
Make card payments (cardholders) |
Accept card payments (businesses) |
Access accounts using online banking (web browser or mobile device app) |
Make/receive account transfers – fast payments |
Make/receive account transfers – next business day |
|---|---|---|---|---|---|---|---|
|
Service availability % |
100% |
99.74% |
100.00% |
100% |
|||
|
Significant outages due to problems at ING (in hours:minutes) |
0:00 |
5:36 |
0:00 |
0:00 |
|||
|
Significant outages due to problems at system-wide infrastructure or natural disasters (in hours:minutes) |
0:00 |
0:00 |
0:00 |
0:00 |
2025 - Q4 Results
Payment service |
Withdraw/deposit cash at an ATM |
Transact over the- counter in a branch |
Make card payments (cardholders) |
Accept card payments (businesses) |
Access accounts using online banking (web browser or mobile device app) |
Make/receive account transfers – fast payments |
Make/receive account transfers – next business day |
|---|---|---|---|---|---|---|---|
|
Service availability % |
100% |
99.92% |
99.93% |
100% |
|||
|
Significant outages due to problems at ING (in hours:minutes) |
0:00 |
1:52 |
1:29 |
0:00 |
|||
|
Significant outages due to problems at system-wide infrastructure or natural disasters (in hours:minutes) |
0:00 |
0:00 |
0:00 |
0:00 |
2025 - Q3 Results
Payment service |
Withdraw/deposit cash at an ATM |
Transact over the- counter in a branch |
Make card payments (cardholders) |
Accept card payments (businesses) |
Access accounts using online banking (web browser or mobile device app) |
Make/receive account transfers – fast payments |
Make/receive account transfers – next business day |
|---|---|---|---|---|---|---|---|
|
Service availability % |
100% |
99.98% |
99.97% |
100% |
|||
|
Significant outages due to problems at ING (in hours:minutes) |
0:00 |
0:32 |
0:39 |
0:00 |
|||
|
Significant outages due to problems at system-wide infrastructure or natural disasters (in hours:minutes) |
0:00 |
0:00 |
0:00 |
0:00 |
2025 - Q2 Results
Payment service |
Withdraw/deposit cash at an ATM |
Transact over the- counter in a branch |
Make card payments (cardholders) |
Accept card payments (businesses) |
Access accounts using online banking (web browser or mobile device app) |
Make/receive account transfers – fast payments |
Make/receive account transfers – next business day |
|---|---|---|---|---|---|---|---|
|
Service availability % |
100% |
100% |
100% |
100% |
|||
|
Significant outages due to problems at ING (in hours:minutes) |
0:00 |
0:00 |
0:00 |
0:00 |
|||
|
Significant outages due to problems at system-wide infrastructure or natural disasters (in hours:minutes) |
0:00 |
0:00 |
0:00 |
0:00 |
2025 - Q1 Results
Payment service |
Withdraw/deposit cash at an ATM |
Transact over the- counter in a branch |
Make card payments (cardholders) |
Accept card payments (businesses) |
Access accounts using online banking (web browser or mobile device app) |
Make/receive account transfers – fast payments |
Make/receive account transfers – next business day |
|---|---|---|---|---|---|---|---|
|
Service availability % |
100% |
99.89% |
99.94% |
100% |
|||
|
Significant outages due to problems at ING (in hours:minutes) |
0:00 |
2:27 |
1:21 |
0:00 |
|||
|
Significant outages due to problems at system-wide infrastructure or natural disasters (in hours:minutes) |
0:00 |
0:00 |
0:00 |
0:00 |
2024 - Q4 Results
Payment service |
Withdraw/deposit cash at an ATM |
Transact over the- counter in a branch |
Make card payments (cardholders) |
Accept card payments (businesses) |
Access accounts using online banking (web browser or mobile device app) |
Make/receive account transfers – fast payments |
Make/receive account transfers – next business day |
|---|---|---|---|---|---|---|---|
|
Service availability % |
100% |
99.44% |
99.97% |
100% |
|||
|
Significant outages due to problems at ING (in hours:minutes) |
0:00 |
12.21 |
0.40 |
0:00 |
|||
|
Significant outages due to problems at system-wide infrastructure or natural disasters (in hours:minutes) |
0:00 |
0:00 |
0:00 |
0:00 |
2024 - Q3 Results
Payment service |
Withdraw/deposit cash at an ATM |
Transact over the- counter in a branch |
Make card payments (cardholders) |
Accept card payments (businesses) |
Access accounts using online banking (web browser or mobile device app) |
Make/receive account transfers – fast payments |
Make/receive account transfers – next business day |
|---|---|---|---|---|---|---|---|
|
Service availability % |
100% |
100% |
100% |
100% |
|||
|
Significant outages due to problems at ING (in hours:minutes) |
0:00 |
0:00 |
0.00 |
0:00 |
|||
|
Significant outages due to problems at system-wide infrastructure or natural disasters (in hours:minutes) |
0:00 |
0:00 |
0:00 |
0:00 |
2024 - Q2 Results
Payment service |
Withdraw/deposit cash at an ATM |
Transact over the- counter in a branch |
Make card payments (cardholders) |
Accept card payments (businesses) |
Access accounts using online banking (web browser or mobile device app) |
Make/receive account transfers – fast payments | Make/receive account transfers – next business day |
|---|---|---|---|---|---|---|---|
Service availability % |
100% |
100% |
100% | 100% |
|||
Significant outages due to problems at ING (in hours:minutes) |
0:00 | 0:00 |
0.00 | 0:00 |
|||
Significant outages due to problems at system-wide infrastructure or natural disasters (in hours:minutes) |
0:00 |
0:00 | 0:00 | 0:00 |
2024 - Q1 Results
Payment service |
Withdraw/deposit cash at an ATM |
Transact over the- counter in a branch |
Make card payments (cardholders) |
Accept card payments (businesses) |
Access accounts using online banking (web browser or mobile device app) |
Make/receive account transfers – fast payments | Make/receive account transfers – next business day |
|---|---|---|---|---|---|---|---|
Service availability % |
100% |
100% |
99.97% | 100% |
|||
Significant outages due to problems at ING (in hours:minutes) |
0:00 | 0:00 |
0.44 | 0:00 |
|||
Significant outages due to problems at system-wide infrastructure or natural disasters (in hours:minutes) |
0:00 |
0:00 | 0:00 | 0:00 |
2023 - Q4 Results
Payment service |
Withdraw/deposit cash at an ATM |
Transact over the- counter in a branch |
Make card payments (cardholders) |
Accept card payments (businesses) |
Access accounts using online banking (web browser or mobile device app) |
Make/receive account transfers – fast payments | Make/receive account transfers – next business day |
|---|---|---|---|---|---|---|---|
Service availability % |
100% |
100% |
99.95% | 100% |
|||
Significant outages due to problems at ING (in hours:minutes) |
0:00 | 0:00 |
1:05 | 0:00 |
|||
Significant outages due to problems at system-wide infrastructure or natural disasters (in hours:minutes) |
0:00 |
0:00 | 0:00 | 0:00 |
2023 - Q3 Results
Payment service |
Withdraw/deposit cash at an ATM |
Transact over the- counter in a branch |
Make card payments (cardholders) |
Accept card payments (businesses) |
Access accounts using online banking (web browser or mobile device app) |
Make/receive account transfers – fast payments | Make/receive account transfers – next business day |
|---|---|---|---|---|---|---|---|
Service availability % |
100% |
100% |
99.91% | 100% |
|||
Significant outages due to problems at ING (in hours:minutes) |
0:00 | 0:00 |
2:03 | 0:00 |
|||
Significant outages due to problems at system-wide infrastructure or natural disasters (in hours:minutes) |
0:00 |
0:00 | 0:00 | 0:00 |
2023 - Q2 Results
Payment service |
Withdraw/deposit cash at an ATM |
Transact over the- counter in a branch |
Make card payments (cardholders) |
Accept card payments (businesses) |
Access accounts using online banking (web browser or mobile device app) |
Make/receive account transfers – fast payments | Make/receive account transfers – next business day |
|---|---|---|---|---|---|---|---|
Service availability % |
100% |
100% |
99.58% | 100% |
|||
Significant outages due to problems at ING (in hours:minutes) |
0:00 | 0:00 |
8.28 | 0:00 |
|||
Significant outages due to problems at system-wide infrastructure or natural disasters (in hours:minutes) |
0:00 |
0:00 | 0:47 | 0:00 |
2023 - Q1 Results
Payment service |
Withdraw/deposit cash at an ATM |
Transact over the- counter in a branch |
Make card payments (cardholders) |
Accept card payments (businesses) |
Access accounts using online banking (web browser or mobile device app) |
Make/receive account transfers – fast payments | Make/receive account transfers – next business day |
|---|---|---|---|---|---|---|---|
Service availability % |
100% |
100% |
99.88% | 100% |
|||
Significant outages due to problems at ING (in hours:minutes) |
0:00 | 0:00 |
2:39 | 0:00 |
|||
Significant outages due to problems at system-wide infrastructure or natural disasters (in hours:minutes) |
0:00 |
0:00 | 0:00 | 0:00 |
2022 - Q4 Results
Payment service |
Withdraw/deposit cash at an ATM |
Transact over the- counter in a branch |
Make card payments (cardholders) |
Accept card payments (businesses) |
Access accounts using online banking (web browser or mobile device app) |
Make/receive account transfers – fast payments | Make/receive account transfers – next business day |
|---|---|---|---|---|---|---|---|
Service availability % |
100% |
100% |
99.45% | 100% |
|||
Significant outages due to problems at ING (in hours:minutes) |
0:00 | 0:00 |
4:33 | 0:00 |
|||
Significant outages due to problems at system-wide infrastructure or natural disasters (in hours:minutes) |
0:00 |
0:00 | 7:40 | 0:00 |
2022 - Q3 Results
Payment service |
Withdraw/deposit cash at an ATM |
Transact over the- counter in a branch |
Make card payments (cardholders) |
Accept card payments (businesses) |
Access accounts using online banking (web browser or mobile device app) |
Make/receive account transfers – fast payments | Make/receive account transfers – next business day |
|---|---|---|---|---|---|---|---|
Service availability % |
100% |
100% |
100% | 100% |
|||
Significant outages due to problems at ING (in hours:minutes) |
0:00 | 0:00 |
0:00 | 0:00 |
|||
Significant outages due to problems at system-wide infrastructure or natural disasters (in hours:minutes) |
0:00 |
0:00 | 0:00 | 0:00 |
2022 - Q2 Results
Payment service |
Withdraw/deposit cash at an ATM |
Transact over the- counter in a branch |
Make card payments (cardholders) |
Accept card payments (businesses) |
Access accounts using online banking (web browser or mobile device app) |
Make/receive account transfers – fast payments | Make/receive account transfers – next business day |
|---|---|---|---|---|---|---|---|
Service availability % |
100% |
100% |
99.92% | 100% |
|||
Significant outages due to problems at ING (in hours:minutes) |
0:00 | 0:00 |
1:50 | 0:00 |
|||
Significant outages due to problems at system-wide infrastructure or natural disasters (in hours:minutes) |
0:00 |
0:00 | 0:00 | 0:00 |
2022 - Q1 Results
Payment service |
Withdraw/deposit cash at an ATM |
Transact over the- counter in a branch |
Make card payments (cardholders) |
Accept card payments (businesses) |
Access accounts using online banking (web browser or mobile device app) |
Make/receive account transfers – fast payments | Make/receive account transfers – next business day |
|---|---|---|---|---|---|---|---|
Service availability % |
100% |
100% |
99.81% | 100% |
|||
Significant outages due to problems at ING (in hours:minutes) |
0:00 | 0:00 |
4:01 | 0:00 |
|||
Significant outages due to problems at system-wide infrastructure or natural disasters (in hours:minutes) |
0:00 |
0:00 | 0:00 | 0:00 |
2021 - Q4 Results
Payment service |
Withdraw/deposit cash at an ATM |
Transact over the- counter in a branch |
Make card payments (cardholders) |
Accept card payments (businesses) |
Access accounts using online banking (web browser or mobile device app) |
Make/receive account transfers – fast payments | Make/receive account transfers – next business day |
|---|---|---|---|---|---|---|---|
Service availability % |
100% |
100% |
100% | 100% |
|||
Significant outages due to problems at ING (in hours:minutes) |
0:00 | 0:00 |
0:00 | 0:00 |
|||
Significant outages due to problems at system-wide infrastructure or natural disasters (in hours:minutes) |
0:00 |
0:00 | 0:00 | 0:00 |
2021 - Q3 Results
Payment service |
Withdraw/deposit cash at an ATM |
Transact over the- counter in a branch |
Make card payments (cardholders) |
Accept card payments (businesses) |
Access accounts using online banking (web browser or mobile device app) |
Make/receive account transfers – fast payments | Make/receive account transfers – next business day |
|---|---|---|---|---|---|---|---|
Service availability % |
100% |
100% |
100% | 100% |
|||
Significant outages due to problems at ING (in hours:minutes) |
0:00 | 0:00 |
0:00 | 0:00 |
|||
Significant outages due to problems at system-wide infrastructure or natural disasters (in hours:minutes) |
0:00 |
0:00 | 0:00 | 0:00 |
RBA Public Disclosure Information
Purpose & requirements
Definitions
Service availability % - The actual amount of time that the service is not experiencing a significant outage, as a proportion of the amount of time during which the service was planned to be available in the quarter. Planned available time excludes planned outages (e.g. for system maintenance).
Significant outage - Unplanned unavailability of a service that meets minimum thresholds for duration and the proportion of customers affected.
System-wide infrastructures - Includes payment systems provided by the RBA, card schemes and other central payment system infrastructure; electricity network; and provider of telecommunications network links to ING’s operating or data centres.
Withdraw/deposit cash at ATM - NOT APPLICABLE
Transact over-the-counter at a branch - NOT APPLICABLE
Make card payments (cardholders) - Ability to use a ING-branded debit, prepaid or credit card to make a payment either in-store, on a mobile device (e.g. through an app) or online. Outages exclude problems with the business’ payments acceptance device or payments provider, or a customer’s mobile device.
Accept card payments (businesses) - NOT APPLICABLE
Access accounts using online banking (web browser or mobile device app) - Ability to log in, transfer between own accounts at ING, initiate payments and/or view accurate and up to date account information. Excludes the ability to process payments, which is covered in ‘make/receive account transfers - fast payments’ and ‘make/receive account transfers - the next business day’.
Make/receive account transfers – fast payments - Ability of ING to process fast bank account transfers. This includes account-to-account transfers (Pay Anyone) to a PayID, and other one-off or scheduled payments (for example, direct debits and payroll payments by businesses) made through NPP/Osko. Outages exclude the inability for customers to initiate transfers due to unavailability of web or app banking channels, or a branch.
Make/receive account transfers – next business day - Ability of ING to process bank account transfers, with funds becoming available to the recipient on the next business day or later. Includes account-toaccount transfers (Pay Anyone) and scheduled payments (for example, direct debits, and payroll payments by businesses) not made as fast payments through NPP/Osko, and BPAY payments. Outages exclude the inability to initiate payments due to unavailability of web or app banking channels, or a branch.