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Savings Maximiser

Savings Maximiser

Withdraw however much you want, whenever you want.

Earn up to % p.a.

Variable rate

On balances up to $100,000 when you also hold an Orange Everyday and do these things each month: make the eligible $1,000+ deposit, 5+ card purchases and grow your nominated Savings Maximiser balance (excluding interest). Available on one account. Find out more

Features

Why open a Savings Maximiser?

  • Save with ING Everyday Round Up

    Beef up your Savings Maximiser balance by switching on Everyday Round Up. Available now with the Orange Everyday account

  • Great ongoing rate, every month

    Eligible customers could get a great variable rate of % p.a. every month. No welcome teaser rates. Available on one account for balances up to $100,000

  • No ING fees

    With zero ING fees, all your money gets put to good use. The whole lot.

  • Instant access

    Savings Maximiser customers with an Orange Everyday bank account can transfer cash online, over the phone and via mobile for instant access.

  • Savings guaranteed

    Combined savings balances up to $250,000 per customer are guaranteed by the Australian Government.

Open your Savings Maximiser in minutes.
Everyday Savings

Reach your savings goals faster

By taking out Savings Maximiser and Orange Everyday accounts, you could tap into many benefits.

Savings Maximiser

Available when customers deposit $1,000+ per month (such as their pay), make 5+ card purchases that are settled (not pending) and grow their nominated Savings Maximiser balance (excluding interest) to get these benefits the following calendar month

Earn up to % p.a. variable interest on one nominated Savings Maximiser account for balances up to $100,000 (when you also have an Orange Everyday)

Open Savings Maximiser
Orange Everyday

Available when customers deposit $1,000+ per month (such as their pay) and make 5+ card purchases that are settled (not pending) each month to get these benefits the following calendar month

Free ATMs in Australia – and for ATMs around the world, we’ll rebate the ATM fee within 5 business days

Shop online and overseas and pay no ING international transaction fees

Learn about Orange Everyday

Rates and fees

No fees, great rate every month

With competitive ongoing rates, all your money goes towards reaching your savings goals

Interest Rates

Highest variable rate

For customers who also have an Orange Everyday bank account and do these things each month:
1. Deposit $1,000+ (from an external account)
2. Make 5+ card purchases (settled, not pending) and
3. Grow their nominated Savings Maximiser balance (excluding interest).
Available on one account for balances up to $100,000 with the additional variable rate applied the month after eligibility criteria has been met.


(incl. % p.a. additional variable rate)

The standard variable rate is % p.a.

Standard variable rate

variable rate

Open your Savings Maximiser in minutes.
Tools and calculators
FAQs

Got a question about Savings Maximiser?

Chances are, you'll find the answer in our FAQs.

Here are some of the more common questions we get asked:

Meet the savers - little and often

Open your Savings Maximiser in minutes.
How to get started

Put your money to work

1. Sign up now

Open a Savings Maximiser online, or over the phone 24/7. Make a deposit and start earning interest.

Open now

2. Move your money

Use the mobile app, online or phone banking whenever you want. Simply transfer money in and out of your linked account.

3. Set up a savings plan

Give your savings a boost by setting up automatic deposits. Your salary can go straight in, too.

Savings plans

To open a Savings Maximiser, you must be:

An account holder using the product for personal use (if it's for your business, see our Business Optimiser account)

An Australian resident for taxation purposes

Aged 13 years or over

You'll need to give us:

An Australian residential address and telephone number

Linked bank account details to link to your Savings Maximiser account

A Tax File Number or exemption code (otherwise tax is deducted at the highest marginal rate)

An existing Client Number (if you're already with ING)

Ready? Sign up for a Savings Maximiser now.