How can we help?
Popular searches
Loading…

Fixed Rate Home Loan

Fixed Rate Loan

Looking for a low fixed rate?
Available on eligible loans that settle by 31 March 2021

Start application

or Call 1800 100 258 now to apply

ING Fixed Rate Home Loan

1.99

p.a.%

4 year fixed rate

3.43

p.a.%

On Owner Occupied Fixed Rate Home Loans (principal & interest) that are combined with a variable rate Orange Advantage home loan. Loan to Value Ratio (LVR) ≤ 80%. Fees and charges, including a $299 annual fee, apply. Must settle by 31 March 2021. Rate Offer Terms and Conditions and Comparison Rate warning

ING Fixed Rate Home Loan

1.99

p.a.%

4 year fixed rate

3.43

p.a.%

On Owner Occupied Fixed Rate Home Loans (principal & interest) that are combined with a variable rate Orange Advantage home loan. Loan to Value Ratio (LVR) ≤ 80%. Fees and charges, including a $299 annual fee, apply. Must settle by 31 March 2021. Rate Offer Terms and Conditions and Comparison Rate warning

ING Fixed Rate Home Loan

1.99

p.a.%

4 year fixed rate

3.43

p.a.%

On Owner Occupied Fixed Rate Home Loans (principal & interest) that are combined with a variable rate Orange Advantage home loan. Loan to Value Ratio (LVR) ≤ 80%. Fees and charges, including a $299 annual fee, apply. Must settle by 31 March 2021. Rate Offer Terms and Conditions and Comparison Rate warning

ING Fixed Rate Home Loan

1.99

p.a.%

4 year fixed rate

3.43

p.a.%

On Owner Occupied Fixed Rate Home Loans (principal & interest) that are combined with a variable rate Orange Advantage home loan. Loan to Value Ratio (LVR) ≤ 80%. Fees and charges, including a $299 annual fee, apply. Must settle by 31 March 2021. Rate Offer Terms and Conditions and Comparison Rate warning

Features

Why apply for a Fixed Rate Home Loan?

  • Repayment certainty

    Know exactly what your repayments will be, and you can fix your rate for up to five years.

  • Fixed interest rate discount

    Where an owner occupier Fixed Rate Loan is combined with an Orange Advantage (100% interest Offset) home loan, a fixed interest rate discount of 0.10% p.a. will apply to our advertised fixed interest rates.

  • Pay no ongoing fees

    There are no monthly, annual or transaction fees, and it's free to make additional repayments (less than $10,000 per settlement anniversary).

  • Interest rate discounts

    Interest rate discounts may be available when your loan reverts to our variable rate Mortgage Simplifier home loan.

  • Save on the everyday

    Just add Orange Everyday to your home loan, and you’ll get free ATMs across Australia, a rebate on fees from any ATM worldwide within 5 business days, and we’ll also rebate our ING international transaction fees.

  • Fixed rate lock in

    You can protect yourself from the possibility of rising interest rates by locking in the advertised rate for up to 90 days prior to settlement. A one-off fee applies.

  • Tools and dedicated support when needed

    Online tools and home loan specialists that can help you every step of the way.

Find out how much you could borrow. In only two minutes you could have an obligation-free indication of your borrowing power.
Start your application online or call us on 1800 100 258, 8am-8pm Mon-Fri and 9am-5pm Sat (AEST/AEDT).
Rates and fees

Interest rates

Take advantage of our competitive fixed rates.

Important: Interest Only repayments are not currently available on any of our Owner Occupied fixed rate loans.

Owner Occupiers
Term
Interest rate
Comparison rate
Owner Occupiers - Principal + Interest

1 year

2 year

3 year

4 year

5 year

Owner Occupiers with Orange Advantage
Term
Interest rate
Comparison rate
Owner Occupiers with Orange Advantage - Principal + Interest - LVR is less than or equal to 80%

1 year

2.19
3.95

2 year

2.09
3.77

3 year

2.04
3.60

4 year

1.99
3.43

5 year

2.19
3.37
Owner Occupiers with Orange Advantage - Principal + Interest - LVR is greater than 80%

1 year

2 year

3 year

4 year

5 year

Investors
Term
Interest rate
Comparison rate
Investors - Principal + Interest

1 year

2 year

3 year

4 year

5 year

Investors - Interest Only

1 year

2 year

3 year

4 year

5 year

Fees and charges

When you split Orange Advantage Home loan with a fixed rate loan, the $499 application fee is waived

If you choose the fixed rate lock-in feature to lock in the rate a fee of $749 applies.

Find out how much you could borrow. In only two minutes you could have an obligation-free indication of your borrowing power.
Start your application online or call us on 1800 100 258, 8am-8pm Mon-Fri and 9am-5pm Sat (AEST/AEDT).
How to get started

Applying for a home loan

1. Starting out

It only takes 10 minutes to get started online, or you can call 1800 100 258 to speak with a home loan specialist.

2. Staying informed

As your application progresses, we keep you updated via online tracking, SMS and email.

3. Getting a hand

For questions and help, our home loan specialists are here for you from application to settlement.

Find out how much you could borrow. In only two minutes you could have an obligation-free indication of your borrowing power.
Start your application online or call us on 1800 100 258, 8am-8pm Mon-Fri and 9am-5pm Sat (AEST/AEDT).
Tools and calculators
FAQs

Got a question about our Fixed Rate Home Loan?

Chances are, you'll find the answer in our FAQs.

Here are some of the more common questions we get asked:

Find out how much you could borrow. In only two minutes you could have an obligation-free indication of your borrowing power.
Start your application online or call us on 1800 100 258, 8am-8pm Mon-Fri and 9am-5pm Sat (AEST/AEDT).