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Orange Everyday Youth

Orange Everyday Youth

Get all ATM fees rebated, worldwide

Open now

Orange Everyday Youth

Start out right.

Features

Why open an Orange Everyday Youth?

  • No monthly fees

    There are $0 monthly fees, so there's more in your pocket for life's incidentals.

  • On your Savings Maximiser

    Earn our highest variable rate, available on one account for balances up to $100,000, when you have an Orange Everyday Youth and a Savings Maximiser.

  • ATMs absolutely everywhere

    Free ATMs everywhere in Australia - and at all the 3.5 million+ ATMs around the world we'll pay back the ATM fee within 5 business days.

  • Ditch international transaction fees

    Shop online and overseas and you pay no ING international transaction fees.

  • Save with Everyday Round Up

    Everyday Round Up is the perfect tool to build your savings. Switch it on and it automatically rounds up card purchases and moves that extra amount into your nominated Savings Maximiser.

  • Mobile payments

    Leave your wallet at home and pay the easy way with ING. Set up Apple Pay from the Wallet App on your Apple Device. And Google Pay at the Google Play Store. It’s fast, secure and convenient.

  • Debit card

    Use your own money with the convenience of Visa. Available worldwide where Visa is accepted and EFTPOS is available.

  • Bank the way you like

    Choose how you do your banking - online, on your mobile, iPad, over the phone or at Australia Post outlets.

  • You're protected

    In the rare event of fraud, we can help. Plus your card has the added protection of Verified by Visa with participating merchants.

  • Talk to us 24/7

    Our Australia-based customer care specialists are here 24/7 on 133 464.

Open your Orange Everyday Youth in minutes.

Fees

Where are the fees?

With no monthly fees, there's a whole lot of FREE going on. Here's a snapshot.

  • Monthly account-keeping
    Free
  • BPAY
    Free
  • Pay anyone
    Free
  • EFTPOS transactions
    Free
  • Australia Post transactions
    Free
  • Bank cheque request sent via registered post
    Free
  • Dishonours
    Free
  • Replacement Visa card (in Australia or overseas)
    Free
  • Emergency replacement Visa card
    Free
  • Stop payment request on bank cheque
    Free
  • Replacement bank cheque
    Free
  • Token issue
    Free
  • Replacement token
    Free
  • Australia Post cheque dishonours
    Free
  • Expedited bank cheque request
    $11
  • Voucher request
    $10
  • International Transaction

    - for all transactions in a foreign currency

    - for all transactions in Australian dollars or a foreign currency, where:

    the merchant or financial institution accepting the card is located outside of Australia; or

    the entity processing the transaction is located outside of Australia.

    2.5% of the amount of the International Transaction
    (ING will pay back the International Transaction fee of 2.5% of the amount of the international transaction immediately after it is charged)
  • International ATM withdrawal
    $2.50
    (For ATMs outside Australia - ING will pay back the International ATM withdrawal fee of $2.50 immediately after it is charged and rebate (pay back) any ATM fee charged by the ATM operator when the transaction is finalised (settled). While the transaction is pending the amount of the acquirer fee will be deducted from your avaliable balance and will be reinstated (paid back) after the transaction is finalised. ATM transactions outside Australia can take up to 5 business days to finalise)
Bonuses and rebates
    Australian ATM Fee Rebate
  • For ATMs in Australia - any ATM fee charged by the ATM operator is paid back immediately following the transaction.
    100% of ATM fee
  • International ATM withdrawal fee rebate
  • For ATMs outside Australia - ING will pay back the International ATM withdrawal fee of $2.50 immediately after it is charged and rebate (pay back) any ATM fee charged by the ATM operator at settlement of the transaction. While the transaction is pending the amount of the acquirer fee will be deducted from your available balance and will be reinstated after the transaction is finalised. ATM transactions outside Australia can take up to 5 business days to finalise.
    100% rebate of ATM fee (both ING International ATM withdrawal fee and ATM operator fee)
  • International transaction fee rebate
  • ING will pay back the International Transaction fee of 2.5% of the amount of the international transaction immediately after it is charged.
    100% rebate of ING international transaction fee of 2.5% of the amount of the international transaction
    Merchants may charge you a separate fee for their services (which is not rebated under this offer).
  • Cash out bonus
  • for cash withdrawals of $200 or more at point-of-sale terminals (via EFTPOS)
    $0.50

Fees and limits schedule

Fees plus daily limits - e.g. withdrawals and transfers.

Terms & conditions

Straightforward fine print for lovers of lots of detail.

Appointment of Representative (AOR form)

Please complete this form if you want to authorise a person to act on your behalf in respect of your ING account(s) (including to make inquiries about your ING account(s)).

Open your Orange Everyday Youth in minutes.

FAQs
How to get started

Ready to switch and start using your Orange Everyday Youth?

All you have to do is:

1. Open an account

Complete the short online form. At this point, we check your ID. Most times, we can do this instantaneously - but if we can't, we'll talk you through the steps needed.

2. Wait for your Visa Debit card

This takes 2-5 business days to land in your letterbox after we have checked your ID.

3. Switch your payments

Switch all regular payments - both in and out - and including your pay, to your new Orange Everyday Youth account.

More on how to switch

You must be an Australian resident for taxation purposes

You'll need an Australian mobile number

You'll need at least two forms of ID (e.g. Medicare card, drivers licence, passport or birth certificate)

You must be 15 to 17 years old

Have your existing Client Number handy if you're already with ING

You'll need an email address

Open your Orange Everyday Youth account in minutes.