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PortfolioOne Superannuation and Pension Service
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Learn more about the PortfolioOne product range.
Features at a glance
| General |
Investment options securities
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Managed funds
ASX listed CHESS eligible |
| Minimum investment |
$50,000 | |
| Charges |
| Contribution fee |
Up to 4.0% |
| Administration fees |
| Contribution Fee |
$0 - $100,000
$100,001 -$250,000
$250,001 -$500,000
$500,001 - $1,000,000
$1,000,001 - $2,000,000
Balance over $2,000,001 |
1.73% p.a.
1.44% p.a.
0.92% p.a.
0.70% p.a.
0.55% p.a.
0.40% p.a. |
| Net Operator Fee option |
$0 - $100,000
$100,001 -$250,000
$250,001 -$500,000
$500,001 - $1,000,000
$1,000,001 - $2,000,000
Balance over $2,000,001 |
0.99% p.a.
0.70% p.a.
0.35% p.a.
0.30% p.a.
0.15% p.a.
0.00% p.a. |
| Minimum administration fee of up to $50 per month applies. Member fee of $5 per month |
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| Administration fees for Cash Account |
Contribution Fee option |
0.75% p.a. |
| Net Operator Fee option |
0.42% p.a. |
| Investment management fees |
These fees apply to the underlying managed funds - please refer to the disclosure document for each of the managed funds |
| Switching fees |
Not charged |
| Share trading - brokerage charges |
Please refer to 'Share transaction costs' in the Product Disclosure Statement |
| Buy and sell differential |
May apply to an investment in a managed fund - please refer to the disclosure document for each of the managed funds for details |
| Fee aggregation |
Yes |
| Reporting |
Half yearly and annual Member Statements, annual Fund reports. PAYG Payment Summary | |
| Difference between Superannuation Service and Pension Service |
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Superannuation Service |
Pension Service |
| What type of contributions can be made? |
Subject to superannuation law:
- personal
- employer
- spouse
- co - contributions
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Eligible Termination Payments |
| How can contributions be made? |
- cheque
- direct debit
- direct deposit facility
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Forward cheque and documentation or Rollover Authority Form to PortfolioOne |
| When can you access your money? |
You can withdraw unrestricted non-preserved benefits at any time.
Withdrawal of other benefits is subject to legislative conditions. |
You can choose to have your pension paid to you:
- monthly
- quarterly
- half yearly
- annually
Lump sum withdrawals can be made at any time | | |
| Account features |
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Superannuation Service |
Pension Service |
| Minimum cash balance |
$2,500. We reserve the right to increase the minimum in the future |
$2,500. We reserve the right to increase the minimum in the future |
| Minimum additional investment |
$250 (if eligible) |
No additional investments |
Auto cash management facility
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Yes |
Yes |
Regular investment plan*
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Yes - Minimum $250 per month (if eligible) |
No |
| Dollar cost averaging |
Yes |
Yes |
| Transfer assets |
In - Yes (ASX listed Chess eligible securities and managed funds that are included on the Investment Menu)
Out - No |
In - Yes (ASX listed Chess eligible securities and managed funds that are included on the Investment Menu)
Out - No | |
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*We reserve the right to vary any minimum requirements specified above or to impose new minimum requirements (relating to balances, transactions or fees) in the future and we will give you 30 days notice of any increases in such a minimum requirement.We may change the amount of fees or impose new fees from time to time. We will give you 30 days notice of any increases in fees or new fees. | |
| Contact details |
Issuer name
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ING Custodians Pty Limited
ABN 12 008 508 496
RSE L0000673
AFSL 238346 |
Head office
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347 Kent Street
Sydney NSW 2000 |
| Phone enquiries |
1800 005 043
(Customer Services) |
Postal address
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Locked Bag 50
Australia Square NSW 1215 |
Internet
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www.portfolioone.ing.com.au (login required) |
| Email |
wrap@portfolioone.ing.com.au | |
Investment Selection
When you invest through PortfolioOne Superannuation and Pension Service, you can access an extensive menu of managed funds or invest directly in shares (ASX listed CHESS eligible securities).
Before selecting your investment portfolio, you should consider the type of returns you are trying to achieve, the level of risk you can tolerate in order to achieve those returns, and how long you intend to hold your investment.
With help from your financial adviser, select investments that match your investment goals, and are in line with your risk and return profile.
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The information provided in this table is a brief outline of the major features of PortfolioOne Superannuation and Pension Service. It is intended as a quick and easy reference source for investors. The table should not be used as a substitute for reading the Product Disclosure Statement (PDS) prior to you making any decision to invest through PortfolioOne Superannuation and Pension Service.
The PDS is issued by ING Custodians Pty Limited ABN 12 008 508 496 RSE L0000673 AFSL 238346 and is available from your financial adviser. Before acquiring the product or deciding whether to continue to hold the product, you should consider the PDS.
This material has been prepared without taking into account your particular investment objectives, financial situation and needs.
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