ING knows the importance of getting your super working for you and that’s why we have created a range of simple online tools and information services to help make superannuation easier to work out.

To find out how ING can help make super easier for you click here.

Personal super

OneAnswer^® Personal Super

Features	Customer Support	Value for Money	Additional Resources
Wide choice of over 70 investment funds Access convenient life insurance Automatic portfolio re-balancing Invest regularly - monthly or quarterly	Regular updates and investor communications Access to online financial education and client reporting Dedicated phone and email support via Customer Services	Complete superannuation and administration solution Competitive fees Discounts for higher account balances Access to ING's exclusive benefits package, InvestorBenefits	Product Disclosure Statement Forms & publications Fund performance

Click here to find out more about OneAnswer Personal Super.

PortfolioOne^® Superannuation and Pension Service

Features	Customer Support	Value for Money	Additional Resources
Access to an extensive menu of managed funds and shares Trade shares online Make regular contributions - Superannuation Service Receive regular income- Pension Service Automatic portfolio re-balancing	Regular updates and investor communications Access to online transacting and reporting Dedicated phone and email support via Customer Services	Complete super, retirement and administration solution Flexible fee options Discounts for higher account balances Fee aggregration between family members	Forms & publications

Click here to find out more about PortfolioOne Superannuation and Pension Service.

Employer super

Integra Super

Features	Customer Support	Value for Money	Additional Resources
Choice of over 50 investment funds with unlimited switching Access to comprehensive insurance cover Family member benefits and fee discounts Innovative online Member Super Centre Interactive online financial education, calculators and seminars Exclusive banking, lifestyle and entertainment package – InvestorBenefits	Free and easy rollover assistance from other super funds Policy committee support for when the plan grows to more than 49 members Dedicated customer service and reliable administration support Hassle-free new plan installation and transition management service Efficient and time-saving online contribution payment options Helpful and efficient telephone and online customer service Straightforward transfer to retirement option	Competitive group pricing with negotiable low member fees Tailored investment solutions and insurance arrangement opportunities Free super clearing service for most plans Ability to keep many of the benefits when members change jobs	Roll over your super Make a contribution to your super L-earn about super Search for lost super Forms & publications Fund performance InvestorBenefits Integra Super updates Calculators

Click here to see how ING can make managing your Staff super easier.

Click here to find out more about Integra Super.

Click here visit our innovative online Member Super Centre.

Corporate Super

Features	Customer Support	Value for Money	Additional Resources
Choice of over 50 investment funds with unlimited switching Access to comprehensive insurance cover Family member benefits and fee discounts Innovative online Member Super Centre Interactive online financial education, calculators and seminars Exclusive banking, lifestyle and entertainment package – InvestorBenefits	Free and easy rollover assistance from other super funds Policy committee support Dedicated account management, customer service and reliable administration support Hassle-free new plan installation and transition management service Efficient and time-saving online contribution payment options Helpful and efficient telephone and online customer service Straightforward transfer to retirement option	Competitive group pricing with negotiable low member fees Tailored investment solutions and insurance arrangement opportunities Free super clearing service for most plans Ability to keep many of the benefits when members change jobs	Roll over your super Make a contribution to your super L-earn about super Search for lost super Forms & publications Fund performance InvestorBenefits ING Corporate Super updates Calculators

Click here to see how ING can make managing your Staff super easier.

Click here to find out more about ING Corporate Super.

Click here visit our innovative online Member Super Centre.

Self managed super fund

DIY SuperService

Features	Customer Support	Value for Money	Additional Resources
Complete package of Self Managed Super Fund (SMSF) services Fund establishment or transfer of existing funds Daily reporting and reconciliation of Fund transactions	Daily updated fund reports available online Access to online financial education Dedicated phone and email support via Customer Services	Competitive fees for funds of all sizes Fee discounting when investing through ING investment products	Service Guide Information brochure User guide BWA Cash Management Trust now available

Click here to find out more about DIY SuperService product features.

Click here to login to your DIY SuperService account website.

Click here for frequently asked questions.

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This is general advice only and does not take into account your individual objectives, financial situation or needs (your personal circumstances). Before using this advice to decide whether to purchase a financial product you should consider how appropriate it is in regard to your personal circumstances.

ING Custodians Pty Limited ABN 12 008 508 496 RSE L0000673 AFSL 238346 is the issuer of OneAnswer Personal Super, PortfolioOne Superannuation and Allocated Pension Service.

ING Custodians Pty Limited ABN 12 008 508 496 RSE L0000673 AFSL 238346 is the issuer for Integra Super and Corporate Super. You can obtain a copy of the Product Disclosure Statements (PDS) by locating and downloading the pdfs here. You should consider the PDS in deciding whether to acquire or continue to hold the product.

This material has been prepared without taking into account an investor's objectives, financial situation or needs.