Features	Customer Support	Value for Money	Additional Resources
Wide choice of over 70 investment funds Convenient access to ANZ Margin Lending Automatic portfolio re-balancing Invest regularly - monthly or quarterly	Regular updates and investor communications Access to online financial education and reporting Dedicated phone and email support via Customer Services	High quality, full service investment solution Competitive fees Discounts for higher account balances Access to ING's exclusive benefits package, InvestorBenefits	Product Disclosure Statement Forms & publications Fund performance

Click here to find out more about OneAnswer Investment Portfolio.

PortfolioOne^® Investment Service

Features	Customer Support	Value for Money	Additional Resources
Access to an extensive menu of managed funds and shares Trade shares online Invest regularly - monthly or quarterly Automatic portfolio re-balancing	Regular updates and investor communications Access to online transacting and reporting Dedicated phone and email support via Customer Services	Complete investment and administration solution Flexible fee options Discounts for higher account balances Fee aggregration between family members	Forms & publications

Click here to find out more about PortfolioOne Investment Service.

Tax Effective Investment Bond

Features	Customer Support	Value for Money	Additional Resources
Access to 15 investment options Invest regularly - monthly or quarterly Flexible ownership options Child advancement option	Regular updates and investor communications Access to online financial education and client reporting Dedicated phone and email support via Customer Services	Flexible fee options Competitively priced fees No switching fees	Product Disclosure Statement Forms & publications Fund performance

Click here to find out more about the Tax Effective Investment Bond.

Wholesale Investment Trusts

Features	Customer Support	Value for Money	Additional Resources
Invest locally and globally across sector and diversified options Choice of 16 investment funds	Regular reporting and statements to help keep track of your investments Access to online financial education, transacting and reporting Dedicated phone and email support via Customer Services	Competitively priced No entry or exit fees	Product Disclosure Statement Forms & publications Fund performance

Click here to find out more about Wholesale Investment Trusts.

Click here to view distribution component information.

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This is general advice only and does not take into account your individual objectives, financial situation or needs (your personal circumstances). Before using this advice to decide whether to purchase a financial product you should consider how appropriate it is in regard to your personal circumstances.

ING Funds Management Limited ABN 21 003 002 800 AFSL 238342 is the issuer of OneAnswer Investment Portfolio. ING Funds Management Limited ABN 21 003 002 800 AFSL 238342 is the issuer of PortfolioOne Investment Service. ING Life Limited ABN 33 009 657 176 AFSL 238341 is the issuer of Tax Effective Investment Bond. ING Funds Management Limited ABN 21 003 002 800 AFSL 238342 is the issuers of Wholesale Investment Trusts.

You can obtain a copy of the Product Disclosure Statements (PDS) by locating and downloading the pdfs here. You should consider the PDS in deciding whether to acquire or continue to hold the product. This material has been prepared without taking into account an investor's objectives, financial situation or needs.

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Investment

OneAnswer® Investment Portfolio

PortfolioOne® Investment Service

Tax Effective Investment Bond

Wholesale Investment Trusts

OneAnswer^® Investment Portfolio

PortfolioOne^® Investment Service