What about insurance within your fund?

Many superannuation funds offer insurance. You can often get death, disability and salary continuance insurance through a super fund, often at considerable savings. Obtaining insurance in this manner may also carry tax advantages as insurance premiums deducted from your super account can be paid with pre-tax dollars via salary sacrifice contributions.

If you would like more information about the possible insurance within your super fund:

• Talk to your employer, if you are in an employer-sponsored fund
• Talk to your financial adviser if you are in a personal super fund
• Read your super benefit statements

Click here to learn more about the different types of insurance cover.