Saving can simply be defined as regularly putting aside a portion of money for the purpose of meeting an expense, either a necessity or luxury item, in the future. The future goal could be anything - a holiday, school fees, a car or house, or to provide a regular income to live off in retirement. Saving can be difficult. Unfortunately, there is no other way of achieving your financial goals short of winning the lottery or gaining an inheritance. As few people are so lucky, we outline the fundamentals of saving to make the task a little easier. | 
