What’s your most valuable asset? Is it your home? Your car? Your stamp collection?
Whatever your prized possession might be, you’ve probably insured it. Most people insure all the things they’ve worked hard for, but forget to think about themselves. Your ability to earn an income is probably the most precious asset you can ever protect. Insurance through super can give you comfort knowing that if something happens, you and your family can be looked after.

What type of insurance cover is available?

Type of cover What does it cover for?

Death only Provides a lump sum payment to your beneficiaries upon your death.

Total and permanent disablement Provides a lump sum payment if you are unable to work through permanent disability

Group salary continuance Provides a regular income, paid monthly after a waiting period, if you are unable to work due to temporary illness of injury. Payments are up to 75% of your salary (or up to $20,000 per month) and can last up to two years.

What are the benefits of insurance through super?

No extra cost for your household budget or disposable income as the premiums are deducted from your super balance
Can be cheaper through group rates, and the premiums are tax deductible
Cover without providing medical records or having a medical examination (this is called automatic acceptance)

Are members automatically covered?

Insurance cover for members of Integra Super and Corporate Super will depend on how their employer has chosen to structure cover for employees. Generally, most members will have some level of cover, but please check your own information.

How can I learn more?

- View the Insurance through super tutorial.

- View the Integra Super Insurance Guide

- For the Corporate Super Insurance Guide relevant to your plan, contact 1800 627 625

Financial Services Guide

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