Investment Savings Bond

Investment Savings Bond

ING’s Investment Savings Bond represents an opportunity for your clients to accumulate savings in a unique tax environment. The Investment Savings Bond is a 'tax paid' investment vehicle, taxed at a maximum rate of 30%.

Overview

Key Features

  • Ownership flexibility - an individual, joint individuals, trust, charity, partnership or a company can be a policy owner.
  • Child Advancement Policy - allow your clients to set money aside for their child's future in a tax-effective manner.
  • Estate planning flexibility - allow your clients' to nominate one or more beneficiaries to receive their proceeds on death with no tax payable.
  • Specialised funds - offer your clients' access to specialised funds including OptiMix Geared Australian Shares, OptiMix Global Emerging Markets Shares, ING Sustainable Investments - Australian Shares and ING Protected Growth Fund No.2.
  • Switching - available between all open investment funds.
  • Tax simplicity - where your client makes no withdrawals from the bond in a year of income, your client will not have to include details of the bond, such as earnings, in their annual tax return.
  • InvestorBenefits - access to a range of discounts and special offers through ING's exclusive InvestorBenefits.

What investment funds are available?

ING's Investment Savings Bond provides you access to a comprehensive investment menu inlcuding:

  • 11 leading investment funds from ING
  • Eight OptiMix multi-manager portfolios
  • Access to a protected growth option

Account Features

Fee options

Flexible fee option

Entry Fee and Nil Entry Fee options

Who can invest

An individual, joint individuals, trust, charity, partnership or a company can be a Policy owner.

Minimum investment

$2,500
(or $1,000 if using the Regular Investment Plan)
$250 per investment fund

Minimum additional investment

$1,000
(or $100 per month or quarter for each investment fund if using the Regular Investment Plan)

Minimum switch

$250 per investment fund

Minimum balance

$2,500
$250 per investment fund

Minimum cash withdrawal

$1,000
(excluding the ING Money Market fund)

More information

Use our resources

Fund performance

Forms & brochures

Updates

Product update Date

 2009 ING Annual Statement additional notes (53kb PDF)

2009

 New funds now available on the Investment Savings Bond menu (52kb PDF)

22 June 2009

 ING Capital Guaranteed - fund changes (55kb PDF)

January 2009

 Transaction cost changes (63kb PDF)

May 2008

 Investment fund changes (116kb PDF)

July 2007

The information provided in this table is a brief outline of the major features of the ING Investment Savings Bond. It is intended as a quick and easy reference source for investors. The table should not be used as a substitute for reading the appropriate Product Disclosure Statement (391kb PFD) (PDS) prior to you making any decision to invest through the ING Investment Savings Bond.

The PDS is issued by ING Life Limited ABN 33 009 657 176 AFSL 238341 and is available here. Before acquiring the product or deciding whether to continue to hold the product, you should consider the PDS.

This material has been prepared without taking into account your particular investment objectives, financial situation and needs.